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RV, Motorhome, and Trailer Insurance in Ontario

Two girls looking out of an RV motorhome window Two girls looking out of an RV motorhome window

Trusted RV coverage from Allstate

Make Allstate your first choice when it comes to RV insurance in Ontario. With our comprehensive coverage, you can rest assured that you're protected wherever you go on the open road — just ask the countless Canadian motorists we’ve covered for more than 65 years. So before you take your motorhome out for a long weekend or a long-distance trip, make sure that You’re in Good Hands with Allstate®.

 

With our convenient neighbourhood locations, it's simple to connect with our local agents to learn more about coverage that fits your needs best. We know all about the joys of seeing the world on the open road, but we also appreciate that having the proper protection is crucial. That's why Canadians know they can count on us for RV insurance in Ontario — and why you can too. Get an online quote now to get started.

Why choose Allstate?

  • Discounts to help you save
  • Custom policies that fit your lifestyle
  • 24/7 claims support
  • Guaranteed repairs through preferred vendors
  • Easily manage your insurance online with myAllstate®

Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $712*.

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $712*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.
Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $712*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.

What our RV insurance includes

With Allstate, you’re free to build the RV insurance policy that makes the most sense for you. With special features like Claim Forgiveness, your rates are protected even if you have a claim. With Disappearing Deductible, you will see your deductible go down every term you don’t make a claim, until it’s gone completely.†† Your mandatory coverage includes:

 

  • Liability: covers you if you are in an accident and are held liable for the injury or death of other people, or their property is damaged. 
  • Accident Benefits: provides compensation for medical expenses, rehabilitation, funeral expenses, and loss of income due to death and disability (not applicable in Quebec). 
  • Direct Compensation Property Damage: covers you for damage to your motorhome and certain property in it when another insured motorist is responsible (available in Ontario, New Brunswick, and Nova Scotia only). 
  •  Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • †† Claim Forgiveness does not protect your Disappearing Deductible.

Get the right add-ons for your unique needs

Whether you spend long days cruising the country and living out of your RV or you only take the occasional road trip, we can make sure your policy covers what’s important to you. Beyond the mandatory coverage, you can choose from the following add-ons:

  • Collision (Collision and Upset in Quebec): covers the cost of repair or the replacement of your motorhome (up to its actual value, less your deductible) if you have a collision with another vehicle or an object.
  • Comprehensive (Perils other than Collision or Upset in Quebec): covers physical damage to your motorhome (not resulting from a collision) caused by theft, vandalism, fire, and more.
  • Contents: provides coverage for the contents of your motorhome in case of theft or damage, if you have an Allstate homeowner policy (not available in Quebec).
  • Guaranteed Replacement: replaces your motorhome in the event of theft or irreparable damage if the vehicle is less than 36 months old (not applicable in Quebec).
  • Alternative Transportation: reimburses you for a rental motorhome while yours is being repaired as a result of damage.
  • Family Protection Endorsement: provides additional benefits if you or your family members are injured or killed in an accident caused by an uninsured motorist (not applicable in Quebec).
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions that apply to the coverage described. The wording of the actual policy and local law will govern.

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