Home Insurance in Nova Scotia
Protect the things that matter most
Your home is a part of you. It’s where you and the ones you love kick back, relax, and have a good time together; it’s also where you keep your most important belongings. That’s why it’s essential to decide on the right home insurance in Nova Scotia to reassure your family’s safety and to protect your household. At Allstate, we offer personalized coverage so you can receive the features you need and achieve peace of mind.
Are you a renter? Learn more about tenant insurance in Nova Scotia.
Are you a condo owner? Learn more about condo insurance in Nova Scotia.
Why choose Allstate?
- Discounts to help you save
- Custom policies that fit your lifestyle
- 24/7 claims support
- Guaranteed repairs through preferred vendors
- Easily manage your insurance online with myAllstate®
Proudly protecting Canadians for over 65 years
Combine your auto and home insurance and save an average of $743*.
Proudly protecting Canadians for over 65 years
Combine your auto and home insurance and save an average of $743*.
Proudly protecting Canadians for over 65 years
Combine your auto and home insurance and save an average of $743*.
Coverage that fits your lifestyle
With Your Choice Home® from Allstate, you can select the coverage plan that suits your household:
- VIP Package
- Receive all-risk coverage for your building and contents, including replacement cost (replaces contents with items of comparable value, without depreciation)
- Also includes Claim Forgiveness**, Disappearing Deductible***, Home Replacement Cost Guarantee, and one complimentary personalized option
- Elite Package
- Receive all-risk coverage for your house and certain perils for your contents (such as theft, water, and fire damage), including replacement cost (replaces contents with items of similar value, without depreciation)
- Also includes Disappearing Deductible*** and Home Replacement Cost Guarantee
- Basic Coverage
- Obtain certain perils coverage for your house and contents, including replacement cost (replaces contents with items of similar value, without depreciation)
- Optional Home Replacement Cost Guarantee
- Additional Coverage
- You can invest in additional coverage, including Personal Articles Coverage, Home Business Coverage, Earthquake Damage, and more
- ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
- *** Claim Forgiveness does not protect your Disappearing Deductible.
Your Choice Home’s® special features and options include:
- Claim Forgiveness: At Allstate, we understand that accidents can happen. That’s why your rates won’t change after a claim.**
- Disappearing Deductible: Obtain the ideal coverage for your needs without the stress of high premiums. Your deductible goes down every consecutive term you don’t make a claim until it vanishes.***
- Personalized Options: Obtain added protection for your lifestyle and favourite hobbies by buying add-ons such as Yard and Garden, Ski and Snowboard, Student, and more.
- ** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
- *** Claim Forgiveness does not protect your Disappearing Deductible.
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions that apply to the coverage described. The wording of the actual policy and local law will govern.