Waterloo, Ontario Car Insurance from Allstate

Looking for car insurance in Waterloo? Whether you are caught in traffic frequently or only drive occasionally, you can protect your vehicle with Allstate’s top of the line coverage and helpful customer service.

We know that no two Waterloo drivers are the same, so we provide flexible features that make it easy for you to make an informed decision and get the exact coverage you need. Let us demonstrate what sets our car insurance apart —and understand how you are forever in Good Hands® with us.

Excellent coverage with excellent rates

Finding the right car insurance coverage can seem like a huge challenge. But let Allstate guide you through the ups and downs of coverage options and explore our special features offered with the mandatory coverage required in Ontario. Choose Your Choice Auto® from Allstate and a local Waterloo Allstate agent can help you navigate through our premium coverage offers from start to finish, so your insurance policy speaks for you and your vehicle. If you are in a car accident, you are required to have Liability coverage to cover your vehicle, other drivers and property. But wouldn’t it be useful to also prepare for unexpected dilemmas with Specified Perils? Or you can take advantage of a Waiver of Depreciation if you have just leased or bought a new vehicle. We can guide you through the process from start to finish — and that's not the only thing that sets our car insurance apart:

  • Claim Forgiveness: You can trust that we will never increase your rates due to your first at fault claim. Also, your second claim is forgiven as soon as the first claim expires.† 
  • Disappearing Deductible: Watch your deductible vanish every term you don’t make a claim.†† 
  • "Take Two" Advantage®: Combine your car and property insurance and save. 
  • Multi Vehicle: Get great rates when you insure several vehicles with our services.

Drivewise™ gives good drivers up to 30%* off

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your car insurance in Waterloo, up to a maximum of 30%**. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Let’s get personal

Waterloo is the place we call home. We take care of and support one another. We want help local drivers like you find the right coverage and give you the respect you deserve. So, if you have questions about a current or new car insurance policy, never hesitate to ask. Dial our number or pop in for a chat. We can tell you more about our:

  • skillful claims representatives who are available 24/7;
  • a variety of money-saving discounts;
  • quick claims processing and clear correspondence at every step;
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for as long as you own your car;
  • easy and accessible online tools such as myAllstate® that can help you pay bills, request policy changes, or report claims

Want to give us a try? Use the online form to request a quote or call your local Allstate agency in Waterloo to learn more.

Find out how recent changes to Ontario auto legislation may affect you here.