Waterloo, Ontario Car Insurance from Allstate

Considering some car insurance choices in Waterloo? Whether you are caught in traffic frequently or only drive occasionally, you can protect your vehicle with Allstate’s top of the line coverage and helpful customer service.

We recognize that all Waterloo drivers have varying expectations for their coverage, therefore we provide versatile and flexible features to ease your mind when you need to make a quick decision. Learn how our car insurance puts us a cut above the rest — and why you're always in Good Hands® with us.

Better coverage at a better price

Finding the right car insurance coverage can seem difficult and confusing. But we offer special optional coverage as well as the mandatory coverage requirements that are specific to Ontario. With Your Choice Auto® from Allstate, you can expect your local Waterloo Allstate agent to help tailor an insurance policy that suits you — and your vehicle — down to the ground. If you find yourself in a car accident, you need to have Liability coverage to cover your vehicle, other drivers and property. But wouldn’t it be useful to also prepare for unexpected dilemmas with Specified Perils? Or you can take advantage of a Waiver of Depreciation if you have just leased or bought a new vehicle. We deliver you straight through the process and that’s not the only reason to work with us:

  • Claim Forgiveness: Feel confident that you will not be accountable for your first at fault claim, so your rates stay low. Additionally, your second at fault claim will not touch your rates once your first claim expires.† 
  • Disappearing Deductible: Get excited knowing that your deductible declines every term you don’t make a claim.†† 
  • "Take Two" Advantage®: Bring your auto and property insurance for the best savings. 
  • Multi Vehicle: Get better rates when you insure more vehicles with us.

Find out how good drivers save even more with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After six months of driving with a free wireless device installed in your vehicle, your information will be processed and you may be eligible for savings of up to 30%** on your current Allstate car insurance in Waterloo. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. There's really nothing to lose because Drivewise™ is totally free and will not increase your premium.

Let’s get personal

Waterloo is the place we call home. We take care of and support one another. We want help local drivers like you find the right coverage and give you the respect you deserve. So, if you have questions about a current or new car insurance policy, never hesitate to ask. Dial our number or pop in for a chat. We can tell you more about our:

  • skillful claims representatives who are available 24/7;
  • a variety of money-saving discounts;
  • quick claims processing and clear correspondence at every step;
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for as long as you own your car;
  • easy and accessible online tools such as myAllstate® that can help you pay bills, request policy changes, or report claims

Want to give us a try? Use the online form to request a quote or call your local Allstate agency in Waterloo to learn more.

Find out how recent changes to Ontario auto legislation may affect you here.