Thunder Bay, Ontario Car Insurance from Allstate

Are you in need of car insurance in Thunder Bay? Whether you're a daily commuter or a low-mileage day tripper, you can keep your vehicle protected with Allstate's quality coverage and exceptional customer care.

All Thunder Bay drivers are unique and so, to feel at ease, we enable you to create a coverage plan that caters to your specific needs. Find out what sets our car insurance apart — and why you're always in Good Hands® with us.

Greatest coverages for the greatest savings

Finding the right car insurance coverage can seem like a huge challenge. But Allstate can give you the best features for the right price in addition to the mandatory coverage requirements in Ontario. Decide on Your Choice Auto® from Allstate and a local Thunder Bay Allstate agent steers you through our diverse and unique offers to lead you towards your ideal coverage that protects vehicle for any situation. If you get in an accident, you must have Liability coverage to cover other drivers, vehicles and property. But if you are in an accident that Liability coverage doesn’t cover, wouldn’t Specified Perils be useful to have? If you have recently purchased or leased a new vehicle, you can also consider a Waiver of Depreciation to maintain your vehicle’s value after an accident. You can rely on us to guide you through the process, and that’s not the only reason our car insurance can work for you:

  • Claim Forgiveness: There will be no increase to your rates after your first at fault claim. A second claim will be forgiven as well once the first claim expires.†
  • Disappearing Deductible: Every term that you do not make a claim, watch your deductible decrease and the money in your pocket increase.††
  • "Take Two" Advantage®: Join your auto and property insurance together to pay less. 
  • Multi Vehicle: Insure several vehicles with us to get a better rate.

Safe driving saves you money with Drivewise™

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your car insurance in Thunder Bay, up to a maximum of 30%**. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

We add that something extra

Thunder Bay is the place where we build connections. We are part of a community and we care for our community’s safety. When we help you build your coverage plan, it is a token to how important your safety is to us—and to provide you with resources for your every need. If you have any questions, please give us a call or come in for a chat. We can let you know more about our:

  • experienced and helpful claims representatives, who are available 24/7;
  • range of discounts to help you save;
  • efficient claims processing and clear communication at every step;
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for as long as you own your car;
  • simple-to-use online tools such as myAllstate®, which you can use to request a policy change, report a claim, or pay a bill.

Want to get started? All you have to do is fill in our simple online form to request a quote or learn more by contacting your local Allstate agency in Thunder Bay.

Find out how recent changes to Ontario auto legislation may affect you here.