Richmond, Ontario Car Insurance from Allstate

Researching car insurance in Richmond? It doesn’t matter if you drive to work daily or drive your kids to soccer practice, Allstate wants to offer you the best coverage for your vehicle for the unexpected.

Every Richmond driver deserves only the finest features from Allstate where you can design your own coverage plan that simplifies decision making. See how our car insurance compares to the competition — and how you are always left in Good Hands® with us.

The right coverage at the right price

Deciding on the right car insurance coverage can be difficult if you change insurers or if you’re applying for your first policy. But let Allstate guide you through the ups and downs of coverage options and explore our special features offered with the mandatory coverage required in Ontario. Choose Your Choice Auto® from Allstate and a local Richmond Allstate agent can help you navigate through our premium coverage offers from start to finish, so your insurance policy speaks for you and your vehicle. If you find yourself in a car accident, you need to have Liability coverage to cover your vehicle, other drivers and property. But have you considered the extra coverage Specified Perils?Or decide on getting a Waiver of Depreciation if you are new car owner or leaser. Believe in us to help your through the process, and those aren’t the only perks our car insurancecan give you:

  • Claim Forgiveness: Feel confident that you will not be accountable for your first at fault claim, so your rates stay low. Additionally, your second at fault claim will not touch your rates once your first claim expires.† 
  • Disappearing Deductible: Get excited knowing that your deductible declines every term you don’t make a claim.†† 
  • "Take Two" Advantage®: Bring your auto and property insurance for the best savings. 
  • Multi Vehicle: Get better rates when you insure more vehicles with us.

Drivewise™ gives good drivers up to 30%* off

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After completing a six-month period with a free wireless device installed in your vehicle, your data will be evaluated and you will have the opportunity to save up to 30%** off your car insurance in Richmond. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Drivewise™ is entirely free and the data will in no way increase your premium.

We add that something extra

Richmond is the place where we build connections. We are part of a community and we care for our community’s safety. When we help you build your coverage plan, it is a token to how important your safety is to us—and to provide you with resources for your every need. If you have any questions, please give us a call or come in for a chat. We can let you know more about our:

  • experienced and helpful claims representatives, who are available 24/7;
  • range of discounts to help you save;
  • efficient claims processing and clear communication at every step;
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for as long as you own your car;
  • simple-to-use online tools such as myAllstate®, which you can use to request a policy change, report a claim, or pay a bill.

Want to get started? All you have to do is fill in our simple online form to request a quote or learn more by contacting your local Allstate agency in Richmond.

Find out how recent changes to Ontario auto legislation may affect you here.