Oshawa, Ontario Car Insurance from Allstate

Contemplating various car insurance options in Oshawa? It doesn’t matter if you drive to work daily or drive your kids to soccer practice, Allstate wants to offer you the best coverage for your vehicle for the unexpected.

Each Oshawa driver has different driving needs, so we offer customizable features to help you form the coverage you can use to make wise decisions. Let us demonstrate what sets our car insurance apart —and understand how you are forever in Good Hands® with us.

Ideal coverage for the ideal price

Finding the right car insurance coverage can seem like a huge challenge. But Allstate can give you the best features for the right price in addition to the mandatory coverage requirements in Ontario. With Your Choice Auto® from Allstate, you can expect your local Oshawa Allstate agent to help tailor an insurance policy that suits you — and your vehicle — down to the ground. If you are in a car accident, you are required to have Liability coverage to cover your vehicle, other drivers and property. But if you are in an accident that Liability coverage doesn’t cover, wouldn’t Specified Perils be useful to have? If you have recently purchased or leased a new vehicle, you can also consider a Waiver of Depreciation to maintain your vehicle’s value after an accident. We deliver you straight through the process and that’s not the only reason to work with us:

  • Claim Forgiveness: Feel confident that you will not be accountable for your first at fault claim, so your rates stay low. Additionally, your second at fault claim will not touch your rates once your first claim expires.† 
  • Disappearing Deductible: Get excited knowing that your deductible declines every term you don’t make a claim.†† 
  • "Take Two" Advantage®: Bring your auto and property insurance for the best savings. 
  • Multi Vehicle: Get better rates when you insure more vehicles with us.

Find out how good drivers save even more with Drivewise™

Get rewarded when you enlist in Allstate's free Drivewise™ program. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your car insurance in Oshawa. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

We go the extra mile

We are all important members of Oshawa. Like a family, we provide for one another. Like a family member, let us provide you with the ideal coverage and our undivided attention. If you are unsure about a new or current car insurance policy, give us a ring, or come by to talk. We can give you more information about our:

  • intuitive claims representatives, who are available 24/7;
  • an overwhelming amount of great deals;
  • instant claims processing and clear communication through every phase; 
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for however long you’ve owned your car;
  • efficient online resources such as myAllstate®, which assist you with paying bills, requesting a policy change or reporting a claim.

Interested in getting started? Jull fill out a simple online form to ask for a quote or contact your local Allstate agency in Oshawa for more information.

Find out how recent changes to Ontario auto legislation may affect you here.