Niagara-On-The-Lake, Ontario Car Insurance from Allstate

Are you in need of car insurance in Niagara-On-The-Lake? Whether you drive fast or slow, if you’re a business executive or a stay-at-home parent, Allstate’s exceptional auto coverage leaves you prepared for all possible scenarios.

We understand that each Niagara-On-The-Lake driver is unique, so we strive to give you the best options for creating the perfect coverage for you, so all decisions will be easy ones. See how our car insurance compares to the competition — and how you are always left in Good Hands® with us.

Excellent coverage with excellent rates

It doesn’t matter if you are seeking a new insurance policy or you are taking out your first policy, finding the best car insurance coverage is a difficult task. But let Allstate guide you through the ups and downs of coverage options and explore our special features offered with the mandatory coverage required in Ontario. ]. With Your Choice Auto® from Allstate, a local Niagara-On-The-Lake Allstate agent assists you with designing an insurance plan that satisfies your requirements and keeps you— and your car — protected. If you find yourself in a car accident, you need to have Liability coverage to cover your vehicle, other drivers and property. But for maximum accident coverage, wouldn’t Specified Perils be a great add-on?Or a Waiver of Depreciation could be extra useful you just bought or leased a new car. We can guide you through the process from start to finish — and that's not the only thing that sets our car insurance apart:

  • Claim Forgiveness: You can trust that we will never increase your rates due to your first at fault claim. Also, your second claim is forgiven as soon as the first claim expires.† 
  • Disappearing Deductible: Watch your deductible vanish every term you don’t make a claim.†† 
  • "Take Two" Advantage®: Combine your car and property insurance and save. 
  • Multi Vehicle: Get great rates when you insure several vehicles with our services.

Save up to 30%* with Drivewise™

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After completing a six-month period with a free wireless device installed in your vehicle, your data will be evaluated and you will have the opportunity to save up to 30%** off your car insurance in Niagara-On-The-Lake. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. Drivewise™ is entirely free and the data will in no way increase your premium.

Let’s get personal

Niagara-On-The-Lake is the place we call home. We take care of and support one another. We want help local drivers like you find the right coverage and give you the respect you deserve. So, if you have questions about a current or new car insurance policy, never hesitate to ask. Dial our number or pop in for a chat. We can tell you more about our:

  • skillful claims representatives who are available 24/7;
  • a variety of money-saving discounts;
  • quick claims processing and clear correspondence at every step;
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for as long as you own your car;
  • easy and accessible online tools such as myAllstate® that can help you pay bills, request policy changes, or report claims

Want to give us a try? Use the online form to request a quote or call your local Allstate agency in Niagara-On-The-Lake to learn more.

Find out how recent changes to Ontario auto legislation may affect you here.