Niagara-On-The-Lake, Ontario Car Insurance from Allstate

Searching for car insurance in Niagara-On-The-Lake? Whether you are a fast-paced commuter or a Sunday driver, Allstate provides excellent coverage and supportive customer care to make all driving experiences safe and to make sure you are protected at all times.

Each Niagara-On-The-Lake driver has different driving needs, so we offer customizable features to help you form the coverage you can use to make wise decisions. See how our car insurance compares to the competition — and how you are always left in Good Hands® with us.

Ideal coverage for the ideal price

Whether you want to change insurers or you are navigating insurance policies for the first time, discovering the right car insurance coverage can be tricky. But discover how Allstate’s exceptional features can benefit you on top of the mandatory coverage specific to Ontario. Use Your Choice Auto® from Allstate and a local Niagara-On-The-Lake Allstate agent coaches you to find the coverage you want and the coverage your vehicle needs for every occasion. For example, you are required to have Liability coverage to cover other drivers, vehicles and property if an accident occurs. But if you are in an accident that Liability coverage doesn’t cover, wouldn’t Specified Perils be useful to have? If you have recently purchased or leased a new vehicle, you can also consider a Waiver of Depreciation to maintain your vehicle’s value after an accident. Believe in us to help your through the process, and those aren’t the only perks our car insurancecan give you:

  • Claim Forgiveness: Feel safe knowing that your rates will have no effect because of your first at fault claim. Another great perk is that once your first claim expires, your second at fault claim will be forgiven.† 
  • Disappearing Deductible: Be amazed at the money you save when your deductible decreases every term you don’t make a claim.†† 
  • "Take Two" Advantage®: Combine your car and property insurance to save big. 
  • Multi Vehicle: Save more than ever when you insure several vehicles with us.

Find out how good drivers save even more with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. Enroll today for an immediate 5% enrollment discount — and download the Test DrivewiseTM app for an extra 5% off straight away! After six months of driving with a free wireless device installed in your vehicle, your information will be processed and you may be eligible for savings of up to 30%** on your current Allstate car insurance in Niagara-On-The-Lake. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

We provide the personal touch

We live and work in Niagara-On-The-Lake. We're part of the community. We know how to help local drivers get the coverage they need and we provide them with the personal attention they deserve. So if you have any questions about a new or existing car insurance policy, all you have to do is give us a call or drop in for a chat. We'll let you know more about our:

  • experienced claims representatives, who are available 24/7;
  • range of discounts to help you save;
  • efficient claims processing and clear communication at every step;
  • repairs that are guaranteed in writing through our Priority Repair Option (PRO) vendors for as long as you own your car;
  • easy online tools such as myAllstate®, which you can use to pay bills, request a policy change or report a claim.

Ready to get started? Use the simple online form to request a quote or get in touch with your local Allstate agency in Niagara-On-The-Lake to learn more.

Find out how recent changes to Ontario auto legislation may affect you here.