Niagara Falls, Ontario Car Insurance from Allstate

Exploring different car insurance options in Niagara Falls? Whether you're a daily commuter or a low-mileage day tripper, you can keep your vehicle protected with Allstate's quality coverage and exceptional customer care.

Every Niagara Falls driver deserves only the finest features from Allstate where you can design your own coverage plan that simplifies decision making. Let us demonstrate what sets our car insurance apart —and understand how you are forever in Good Hands® with us.

Ideal coverage for the ideal price

Deciding on the right car insurance coverage can be difficult if you change insurers or if you’re applying for your first policy. While there are specific mandatory coverage requirements that are specific to Ontario, there are other optional coverages to consider. With Your Choice Auto® from Allstate, you can expect your local Niagara Falls Allstate agent to help tailor an insurance policy that suits you — and your vehicle — down to the ground. For example, all vehicle owners must have Liability coverage to insure their vehicle, other drivers and property. But for maximum accident coverage, wouldn’t Specified Perils be a great add-on?Or a Waiver of Depreciation could be extra useful you just bought or leased a new car. We deliver you straight through the process and that’s not the only reason to work with us:

  • Claim Forgiveness: To show just how much we appreciate you, your first at fault claim will have no effect on your rates. Also, a second at fault claim is forgiven once your first claim expires.†
  • Disappearing Deductible: Your deductible shrinks every term you don’t make a claim.††
  • "Take Two" Advantage®: Blend the costs of your auto and property insurance for a cheaper rate.
  • Multi Vehicle: Receive excellent rates when you insure more of your vehicles with us.

Safe driving saves you money with Drivewise™

If you're a good driver, you can expect to be rewarded when you join Allstate's Drivewise™ program. Enroll today for an immediate 5% enrollment discount — and download the Test DrivewiseTM app for an extra 5% off straight away! After six months of driving with a free wireless device installed in your vehicle, your information will be processed and you may be eligible for savings of up to 30%** on your current Allstate car insurance in Niagara Falls. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

We go the extra mile

We are all important members of Niagara Falls. Like a family, we provide for one another. Like a family member, let us provide you with the ideal coverage and our undivided attention. If you are unsure about a new or current car insurance policy, give us a ring, or come by to talk. We can give you more information about our:

  • intuitive claims representatives, who are available 24/7;
  • an overwhelming amount of great deals;
  • instant claims processing and clear communication through every phase; 
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for however long you’ve owned your car;
  • efficient online resources such as myAllstate®, which assist you with paying bills, requesting a policy change or reporting a claim.

Interested in getting started? Jull fill out a simple online form to ask for a quote or contact your local Allstate agency in Niagara Falls for more information.

Find out how recent changes to Ontario auto legislation may affect you here.