Niagara Falls, Ontario Car Insurance from Allstate

Searching for car insurance in Niagara Falls? Whether you are caught in traffic frequently or only drive occasionally, you can protect your vehicle with Allstate’s top of the line coverage and helpful customer service.

We know that no two Niagara Falls drivers are the same, so we provide flexible features that make it easy for you to make an informed decision and get the exact coverage you need. Let us demonstrate what sets our car insurance apart —and understand how you are forever in Good Hands® with us.

Suitable coverage to support you

Finding the right car insurance coverage can seem difficult and confusing. But we offer special optional coverage as well as the mandatory coverage requirements that are specific to Ontario. Use Your Choice Auto® from Allstate and a local Niagara Falls Allstate agent coaches you to find the coverage you want and the coverage your vehicle needs for every occasion. For example, all vehicle owners must have Liability coverage to insure their vehicle, other drivers and property. But do you also need optional additional coverage for Specified Perils? If you have just purchased or leased a new vehicle, you may also want to consider a Waiver of Depreciation. We deliver you straight through the process and that’s not the only reason to work with us:

  • Claim Forgiveness: There will be no increase to your rates after your first at fault claim. A second claim will be forgiven as well once the first claim expires.†
  • Disappearing Deductible: Every term that you do not make a claim, watch your deductible decrease and the money in your pocket increase.††
  • "Take Two" Advantage®: Join your auto and property insurance together to pay less. 
  • Multi Vehicle: Insure several vehicles with us to get a better rate.

Drivewise™ gives good drivers up to 30%* off

If you're a good driver, you can expect to be rewarded when you join Allstate's Drivewise™ program. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After six months of driving with a free wireless device installed in your vehicle, your information will be processed and you may be eligible for savings of up to 30%** on your current Allstate car insurance in Niagara Falls. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. Drivewise™ is entirely free and the data will in no way increase your premium.

We go the extra mile

We are all important members of Niagara Falls. Like a family, we provide for one another. Like a family member, let us provide you with the ideal coverage and our undivided attention. If you are unsure about a new or current car insurance policy, give us a ring, or come by to talk. We can give you more information about our:

  • intuitive claims representatives, who are available 24/7;
  • an overwhelming amount of great deals;
  • instant claims processing and clear communication through every phase; 
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for however long you’ve owned your car;
  • efficient online resources such as myAllstate®, which assist you with paying bills, requesting a policy change or reporting a claim.

Interested in getting started? Jull fill out a simple online form to ask for a quote or contact your local Allstate agency in Niagara Falls for more information.

Find out how recent changes to Ontario auto legislation may affect you here.