Kitchener, Ontario Car Insurance from Allstate

Exploring different car insurance options in Kitchener? It doesn’t matter if you drive to work daily or drive your kids to soccer practice, Allstate wants to offer you the best coverage for your vehicle for the unexpected.

Each Kitchener driver has different driving needs, so we offer customizable features to help you form the coverage you can use to make wise decisions. Check out how our car insurance sizes up to the competition —and trust that you are in Good Hands® with us.

Excellent coverage with excellent rates

Whether you want to change insurers or you are navigating insurance policies for the first time, discovering the right car insurance coverage can be tricky. But we offer special optional coverage as well as the mandatory coverage requirements that are specific to Ontario. Decide on Your Choice Auto® from Allstate and a local Kitchener Allstate agent steers you through our diverse and unique offers to lead you towards your ideal coverage that protects vehicle for any situation. If you get in an accident, you must have Liability coverage to cover other drivers, vehicles and property. But have you considered the extra coverage Specified Perils?Or decide on getting a Waiver of Depreciation if you are new car owner or leaser. We will support you through the process every step of the way and that’s not the only advantages with our car insurance:

  • Claim Forgiveness: Feel safe knowing that your rates will have no effect because of your first at fault claim. Another great perk is that once your first claim expires, your second at fault claim will be forgiven.† 
  • Disappearing Deductible: Be amazed at the money you save when your deductible decreases every term you don’t make a claim.†† 
  • "Take Two" Advantage®: Combine your car and property insurance to save big. 
  • Multi Vehicle: Save more than ever when you insure several vehicles with us.

Drivewise™ gives good drivers up to 30%* off

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your car insurance in Kitchener. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

Personal is our specialty

Kitcheneris the environment we thrive in. It is our workplace, it is our home. As our neighbor, we want to give you the highest quality coverage and the tools to help you find it. If you ever need assistance, don’t hesitate to give us a call or come in for a chat. We are always free to tell you more about our:

  • professional and supportive claims representatives, helping you 24/7;
  • a range of discounts for ultimate savings;
  • efficient claims process and clear communication for all steps;
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for however long you’ve had your car;
  • simple-to navigate online resources such as myAllstate®, which can help you pay bills, request a policy change or report a claim.

Ready to give it a go? Use this online form to request a quote or call your local Allstate agency in Kitchener for more details.

Find out how recent changes to Ontario auto legislation may affect you here.