Cobourg, Ontario Car Insurance from Allstate

Are you in need of car insurance in Cobourg? Whether you're a daily commuter or a low-mileage day tripper, you can keep your vehicle protected with Allstate's quality coverage and exceptional customer care.

All Cobourg drivers are unique and so, to feel at ease, we enable you to create a coverage plan that caters to your specific needs. Find out what sets our car insurance apart — and why you're always in Good Hands® with us.

Greatest coverages for the greatest savings

Finding the right car insurance coverage can seem like a huge challenge. But let Allstate guide you through the ups and downs of coverage options and explore our special features offered with the mandatory coverage required in Ontario. With Your Choice Auto® from Allstate, a local Cobourg Allstate agent guides you through our customizable and flexible options to shape a policy that keeps your car protected and puts your safety first. For example, all vehicle owners must have Liability coverage to insure their vehicle, other drivers and property. But do you also need optional additional coverage for Specified Perils? If you have just purchased or leased a new vehicle, you may also want to consider a Waiver of Depreciation. You can rely on us to guide you through the process, and that’s not the only reason our car insurance can work for you:

  • Claim Forgiveness: Feel safe knowing that your rates will have no effect because of your first at fault claim. Another great perk is that once your first claim expires, your second at fault claim will be forgiven.† 
  • Disappearing Deductible: Be amazed at the money you save when your deductible decreases every term you don’t make a claim.†† 
  • "Take Two" Advantage®: Combine your car and property insurance to save big. 
  • Multi Vehicle: Save more than ever when you insure several vehicles with us.

Find out how good drivers save even more with Drivewise™

If you're a good driver, you can expect to be rewarded when you join Allstate's Drivewise™ program. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your car insurance in Cobourg. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

We add that something extra

Cobourg is the place where we build connections. We are part of a community and we care for our community’s safety. When we help you build your coverage plan, it is a token to how important your safety is to us—and to provide you with resources for your every need. If you have any questions, please give us a call or come in for a chat. We can let you know more about our:

  • experienced and helpful claims representatives, who are available 24/7;
  • range of discounts to help you save;
  • efficient claims processing and clear communication at every step;
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for as long as you own your car;
  • simple-to-use online tools such as myAllstate®, which you can use to request a policy change, report a claim, or pay a bill.

Want to get started? All you have to do is fill in our simple online form to request a quote or learn more by contacting your local Allstate agency in Cobourg.

Find out how recent changes to Ontario auto legislation may affect you here.