Cobourg, Ontario Car Insurance from Allstate

Contemplating various car insurance options in Cobourg? Whether you drive fast or slow, if you’re a business executive or a stay-at-home parent, Allstate’s exceptional auto coverage leaves you prepared for all possible scenarios.

We understand that each Cobourg driver is unique, so we strive to give you the best options for creating the perfect coverage for you, so all decisions will be easy ones. Let us demonstrate what sets our car insurance apart —and understand how you are forever in Good Hands® with us.

Greatest coverages for the greatest savings

Finding the right car insurance coverage can seem difficult and confusing. But let Allstate guide you through the ups and downs of coverage options and explore our special features offered with the mandatory coverage required in Ontario. Choose Your Choice Auto® from Allstate and a local Cobourg Allstate agent can help you navigate through our premium coverage offers from start to finish, so your insurance policy speaks for you and your vehicle. If you get in an accident, you must have Liability coverage to cover other drivers, vehicles and property. But you should consider if you also need to add the optional Specified Perils to cover all types of accidents? Or you can choose to invest in a Waiver of Depreciation if you have leased or purchased a vehicle recently. Believe in us to help your through the process, and those aren’t the only perks our car insurancecan give you:

  • Claim Forgiveness: You can trust that we will never increase your rates due to your first at fault claim. Also, your second claim is forgiven as soon as the first claim expires.† 
  • Disappearing Deductible: Watch your deductible vanish every term you don’t make a claim.†† 
  • "Take Two" Advantage®: Combine your car and property insurance and save. 
  • Multi Vehicle: Get great rates when you insure several vehicles with our services.

Save up to 30%* with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your car insurance in Cobourg. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. The best part is that Drivewise™ is entirely free and is guaranteed not to increase your premium.

We add that special something

Cobourg is where we set our roots. We are all a part of the community. It is our duty to you to find suitable coverage so we know that you are protected and have the personal attention you deserve. If you ever need more information on an existing or new car insurance policy, feel free to give us a call or drop by. We can talk to you about our:

  • friendly and experienced claims representatives, who are available 24/7;
  • a range of cost-effective discounts;
  • efficient claims processing and clear communication at every step;
  • guaranteed repairs in writing through our Priority Repair Option (PRO) vendors for as long as you own your car;
  • easy-to-use online tools such as myAllstate®, to help pay bills, request a policy change or report a claim.

It’s time to get started. Just fill out a quick online form to request a quote or call your local Allstate agency in Cobourg to learn more.

Find out how recent changes to Ontario auto legislation may affect you here.