Auto insurance in Waterloo, ON from Allstate®

At Allstate, we recognize that every driver has different needs. That’s why we believe that when it comes to getting auto insurance in Waterloo, you should get the customized coverage you need — and the personal attention and service you deserve.

We also acknowledge that deciding on the right auto insurance coverage can be perplexing, and sometimes stressful. Enjoy peace of mind knowing that our highly trained agents in Waterloo will make it their top priority to understand your needs and design a policy so you can get the ideal coverage for your budget and lifestyle.

Great coverage with greater service

Whether you drive to work on a daily basis or you only use your car for the occasional weekend trip, auto insurance is vital for maintaining peace of mind while on the road. In the case of an emergency, our experienced claims professionals are available around the clock to provide you with efficient, reliable service. If you require repairs and you decide to work with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you are the owner of your car. At Allstate, we’re always available to answer any inquiries you may have and help you through the process. At its simplest, your auto insurance coverage will include:

  • Liability: Protects you if you find yourself in an accident in which you’re legally responsible for the death or injury of other people. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Offers reimbursement for funeral expenses, medical bills, loss of income due to disability and rehabilitation (not applicable in Quebec).

Safe driving saves you money with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. Enroll today for an immediate 5% enrollment discount — and download the Test DrivewiseTM app for an extra 5% off straight away! After six months of driving with a free wireless device installed in your vehicle, your information will be processed and you may be eligible for savings of up to 30%** on your current Allstate auto insurance in Waterloo. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

Tailored policies for better peace of mind

At Allstate, making sure you’re getting the comprehensive auto insurance you need in Waterloo is our priority. That’s why we have a number of special features and add-ons to choose from, including:

  • Collision or Upset: Following a collision with another vehicle or inanimate object (like a tree or guardrail), repairs or replacement costs for your vehicle are covered (up to its value less your deductible).
  • Comprehensive: If your vehicle has suffered damage not caused by a collision but from theft, vandalism, lightning, fire, falling objects, explosion, windshield damage or impact with an animal, all repair or replacement costs will be covered.
  • All Perils: Brings Collision and Comprehensive coverage together to ensure your policy is extensive and complete.
  • Specified Perils: Covers certain perils that include windstorm, fire, lightning, theft and explosion.
  • Loss of Use: You will be reimbursed for the amount you spend on alternative transportation (like taxis or a rental car) if you car is needs to be repaired due to damage or theft.
  • Damage to a Non-Owned Vehicle: If you cause damage to a vehicle you don’t own, such as a rental car, you’re covered.
  • Waiver of Depreciation: No depreciation will be applied on a new vehicle (less than 36 months old) damaged in an accident.
  • Claim Forgiveness: We’ll ensure your rates don’t increase due to a claim.†
  • Disappearing Deductible: Your deductible will decrease until it disappears for every term you go without submitting a claim.††

Ready to move forward? Contact us at 1-855-738-5827 or get an auto insurance quote online today!

Find out how recent changes to Ontario auto legislation may affect you here.