Auto insurance in Waterloo, ON from Allstate®

At Allstate, we understand that no two drivers are exactly the same. That’s why we believe that when it comes to getting auto insurance in Waterloo, you should get the tailored coverage that fits your lifestyle — and the personal care and service that meets your needs.

We also understand that picking the ideal auto insurance coverage can be puzzling and, at times, aggravating. Rest assured our experienced agents in Waterloo will take the time to get to know your needs and tailor your policy so you can get the right coverage for your lifestyle and budget.

Coverage and service that go the extra mile

Whether you’re a daily highway commuter or more of a weekend road tripper, the key to feeling safe and confident behind the wheel is the right auto insurance policy. In the event of an unexpected situation, our claims professionals are available 24/7 to provide service you can count on. If your vehicle requires repairs and you choose one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you keep your car. At Allstate, we’re always available to answer any inquiries you may have and help you through every step of the process. Your auto insurance coverage will always start with:

  • Liability: Covers you in case you’re help legally liable for the injury or death of another person as a result of an accident. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Provides compensation for rehabilitation, medical bills, funeral expenses and loss of income because of disability (not applicable in Quebec).

Save up to 30%* with Drivewise™

Get rewarded when you enlist in Allstate's free Drivewise™ program. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Waterloo, up to a maximum of 30%**. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

Personalized coverage for a calm mind

At Allstate, we make it our goal to help you get the comprehensive auto insurance coverage in Waterloo that works for your unique situation. That’s why you can take your pick from several optional special features and add-ons, including:

  • Collision or Upset: In case of a collision with another object (such as a guardrail or tree) or vehicle, your replacement costs or vehicle repair are covered (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has damage not resulting from a collision, but instead by falling objects, theft, lightning, windshield damage, impact with an animal, fire, explosion or vandalism, physical damage costs of your car are covered.
  • All Perils: Incorporates Comprehensive and Collision coverages to offer you the fullest coverage.
  • Specified Perils: Covers only specific perils like windstorm, explosion, theft, fire and lightning.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a taxi or rental car) while your vehicle is being repaired due to theft or damage.
  • Damage to a Non-Owned Vehicle: Covers you if you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation takes into effect.
  • Claim Forgiveness: We’ll make sure your rates don’t increase because of a claim.†
  • Disappearing Deductible: Every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Ready to begin? Give us a call at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.