Auto insurance in Waterdown, ON from Allstate®

At Allstate, we know that every driver is unique. That’s exactly why we think customized coverage and personal attention are essential when you’re on the hunt for auto insurance in Waterdown.

We also acknowledge that choosing the ideal auto insurance coverage can be complicated and sometimes frustrating. However, that doesn’t have to be the case: our qualified agents in Waterdown will put the time in to learn and understand your needs. Let us help you tailor your policy so you can obtain the right coverage for your lifestyle and budget.

Experts to help you find exceptional service

One of the most important ways to maintain peace of mind on the road whether you’re a frequent or occasional driver is making sure you have a good auto insurance policy. If you find yourself in an unexpected situation, our team of claims professionals can assist you 24/7 with quick and efficient service. If you require repairs, choose one of our Priority Repair Option (PRO) vendors means you’ll get a guarantee on the repairs in writing that lasts for as long as you own the car. At Allstate, our priority is making sure we’re always there to answer your questions and walk you through the process. Your auto insurance coverage will always start with:

  • Liability: Covers you in case you’re help legally liable for the injury or death of another person as a result of an accident. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Provides compensation for rehabilitation, medical bills, funeral expenses and loss of income because of disability (not applicable in Quebec).

Save up to 30%* with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your auto insurance in Waterdown. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Customized coverage for peace of mind

At Allstate, we make it our priority to ensure you’re getting the comprehensive auto insurance in Waterdown you need. That’s why we also provide a number of special features and add-ons, including:

  • Collision or Upset: Vehicle repair or replacement costs are covered (up to its value less your deductible) in the event you collide with an object (like a tree or guardrail) or another vehicle.
  • Comprehensive: For any damage not caused by a collision, repair and replacement costs are covered. This could include theft, fire, lightning, explosion, vandalism, falling objects, impact with an animal and windshield damage.
  • All Perils: Includes both Collision and Comprehensive coverage to ensure you have the most complete policy possible.
  • Specified Perils: Covers specific perils including windstorm, fire, explosion, theft and lightning.
  • Loss of Use: You will be reimbursed for the cost of any alternative transportation you use (taxi or rental car) during the time damage to your car is being repaired.
  • Damage to a Non-Owned Vehicle: Covers you in case you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: No depreciation ill be applied if your new vehicle (less than 36 months old) is damaged in an accident.
  • Claim Forgiveness: We’ll make sure a claim isn’t the reason your rates are going up.†
  • Disappearing Deductible: Your deductible will go down — and eventually disappear — for every consecutive term that you don’t make a claim.††

Want to find out more? Get in touch with us at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.