Auto insurance in Waterdown, ON from Allstate®

At Allstate, we appreciate that no two drivers are the same. That’s why we firmly believe that getting customized coverage and personalized attention that fits your needs is essential when you’re looking for auto insurance in Waterdown.

We also acknowledge that choosing the ideal auto insurance coverage can be complicated and sometimes frustrating. Our highly trained agents in Waterdown can put your mind at ease by making the effort to understand what you’re looking for in coverage and designing the perfect policy to fit your lifestyle and budget.

Coverage and service that go above and beyond

Whether you drive everywhere or tend to use your car less frequently, the right auto insurance coverage can ensure you feel comfortable and confident behind the wheel. In the event of an accident, our team of claims experts are available to assist you with fast and efficient service 24/7. If you require repairs and you decide to work with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you are the owner of your car. At Allstate, we’re always available to assist you through every step and answer any questions you may have. At the very least, your auto insurance coverage will include:

  • Liability: Covers you if you are in an accident in which you’re held legally liable for the injury or death of another person. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Offers compensation for rehabilitation, medical costs, funeral expenses and loss of income due to disability (not applicable in Quebec).

Find out how good drivers save even more with Drivewise™

Get rewarded when you enlist in Allstate's free Drivewise™ program. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in Waterdown. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Drivewise™ is entirely free and the data will in no way increase your premium.

Stay content and calm with customized coverage

At Allstate, we make it our duty to help you discover auto insurance coverage in Waterdown that matches your current circumstances. That’s why you can pick from a variety of special add-ons and optional features, including:

  • Collision or Upset: If you find yourself in a collision with another object (such as a guardrail or tree) or vehicle, your vehicle replacement costs or repairs are covered (up to its actual value less your deductible).
  • Comprehensive: In the case of damage not caused by a collision, but instead by fire, lightning, explosion, theft, vandalism, falling objects, windshield damage or impact with animals, expenses connected to the physical damage of your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to deliver the most complete coverage.
  • Specified Perils: Covers only specific perils like explosion, lightning, theft, windstorm and fire.
  • Loss of Use: You will be reimbursed for alternative transportation costs (like a rental car or taxi) while your vehicle is being fixed due to theft or damage.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a vehicle you don’t own, like a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be added.
  • Claim Forgiveness: We’ll make sure your claim doesn’t cause your rates to increase.†
  • Disappearing Deductible: For every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Want to learn more? Contact us today at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.