Auto insurance in Thunder Bay, ON from Allstate®

At Allstate, we appreciate that no two drivers are the same. That’s why we believe that when it comes to getting auto insurance in Thunder Bay, you should get the customized coverage you need — and the personal attention and service you deserve.

We also acknowledge that choosing the ideal auto insurance coverage can be complicated and sometimes frustrating. Enjoy peace of mind knowing that our highly trained agents in Thunder Bay will make it their top priority to understand your needs and design a policy so you can get the ideal coverage for your budget and lifestyle.

Coverage and service that go above and beyond

Whether you’re a daily highway commuter or more of a weekend road tripper, the key to feeling safe and confident behind the wheel is the right auto insurance policy. If you find yourself in an unexpected situation, our team of claims professionals can assist you 24/7 with quick and efficient service. If you choose to go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you have your car. At Allstate, our priority is making sure we’re always there to answer your questions and walk you through the process. Your auto insurance coverage will always include at least:

  • Liability: Protects you in the event you’re held legally liable in an accident that results in injury or death of other people. It also covers any damage caused to the other person’s vehicle or property.
  • Accident Benefits: Includes compensation for medical expenses, rehabilitation, loss of income due to disability and funeral expenses (not applicable in Quebec).

Save up to 30%* with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your auto insurance in Thunder Bay. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. There's really nothing to lose because Drivewise™ is totally free and will not increase your premium.

Tailored coverage for peace of mind

At Allstate, we want to ensure you’re getting the comprehensive auto insurance coverage in Thunder Bay that makes the most sense for you. That’s why you can choose from a number of optional add-ons and special features, including:

  • Collision or Upset: In the event of a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are covered (up to its actual value less your deductible).
  • Comprehensive: In the event of damage not resulting from a collision, but instead by theft, vandalism, fire, falling objects, lightning, explosion, windshield damage or impact with an animal, costs relating to the physical damage of your car are covered.
  • All Perils: Combines Collision and Comprehensive coverages to provide you with the most complete coverage.
  • Specified Perils: Covers only certain perils such as fire, lightning, windstorm, explosion and theft.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a rental car or taxi) while your vehicle is being repaired as a result of damage or theft.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied.
  • Claim Forgiveness: We’ll make sure your rates don’t go up because of a claim.†
  • Disappearing Deductible: Your deductible will decrease every consecutive term that you go without a claim until it disappears.††

Ready to get started? Call us today at 1-855-738-5827 or get an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.