Auto insurance in Stratford, ON from Allstate®

At Allstate, we understand that no two drivers are exactly the same. That’s why we think it’s important to find customizable coverage that fits your needs when you search for auto insurance in Stratford. Get coverage that takes care of you, both on and off the road.

We also acknowledge that deciding on the right auto insurance coverage can be perplexing, and sometimes stressful. However, you can feel confident that our professional agents in Stratford will take the time to understand your lifestyle and help you create a policy that provides you with the right coverage for your exact needs.

Coverage and service that go above and beyond

Whether you’re a daily highway commuter or more of a weekend road tripper, the key to feeling safe and confident behind the wheel is the right auto insurance policy. Should the unexpected happen, our highly skilled team of claims professionals is here for you 24/7 to provide fast, reliable service. If you require repairs and you decide to work with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you are the owner of your car. At Allstate, we’re always available to answer any questions you may have and assist you every step of the way. At its simplest, your auto insurance coverage will include:

  • Liability: Protects you if you find yourself in an accident in which you’re legally responsible for the death or injury of other people. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Offers reimbursement for funeral expenses, medical bills, loss of income due to disability and rehabilitation (not applicable in Quebec).

Find out how good drivers save even more with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After six months of driving with a free wireless device installed in your vehicle, your information will be processed and you may be eligible for savings of up to 30%** on your current Allstate auto insurance in Stratford. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Stay content and calm with customized coverage

At Allstate, we make it our duty to help you discover auto insurance coverage in Stratford that matches your current circumstances. That’s why you can pick from a variety of special add-ons and optional features, including:

  • Collision or Upset: If you find yourself in a collision with another object (such as a guardrail or tree) or vehicle, your vehicle replacement costs or repairs are covered (up to its actual value less your deductible).
  • Comprehensive: In the case of damage not caused by a collision, but instead by fire, lightning, explosion, theft, vandalism, falling objects, windshield damage or impact with animals, expenses connected to the physical damage of your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to deliver the most complete coverage.
  • Specified Perils: Covers only specific perils like explosion, lightning, theft, windstorm and fire.
  • Loss of Use: You will be reimbursed for alternative transportation costs (like a rental car or taxi) while your vehicle is being fixed due to theft or damage.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a vehicle you don’t own, like a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be added.
  • Claim Forgiveness: We’ll make sure your claim doesn’t cause your rates to increase.†
  • Disappearing Deductible: For every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Want to learn more? Contact us today at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.