Auto insurance in St. Catharines, ON from Allstate®

At Allstate, we realize that no two drivers are alike. That’s why we think it’s important to find customizable coverage that fits your needs when you search for auto insurance in St. Catharines. Get coverage that takes care of you, both on and off the road.

We also understand that picking the ideal auto insurance coverage can be puzzling and, at times, aggravating. That’s where our highly trained agents in St. Catharines can help—they’ll take the time to get to know you and your needs, making sure you end up with coverage that takes both your lifestyle and your budget into consideration.

Coverage and service that go the extra mile

Whether you drive to work on a daily basis or you only use your car for the occasional weekend trip, auto insurance is vital for maintaining peace of mind while on the road. In the event of an accident, our team of claims experts are available to assist you with fast and efficient service 24/7. If your vehicle requires repairs and you choose one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you keep your car. At Allstate, we’re always available to answer any inquiries you may have and help you through every step of the process. In its basic form, your auto insurance coverage will include:

  • Liability: Secures you if you are in a collision in which you’re legally liable for injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for loss of income due to disability, medical expenses, rehabilitation and funeral expenses (not applicable in Quebec).

Safe driving saves you money with Drivewise™

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your auto insurance in St. Catharines. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

Customized coverage for peace of mind

At Allstate, we make it our priority to ensure you’re getting the comprehensive auto insurance in St. Catharines you need. That’s why we also provide a number of special features and add-ons, including:

  • Collision or Upset: Vehicle repair or replacement costs are covered (up to its value less your deductible) in the event you collide with an object (like a tree or guardrail) or another vehicle.
  • Comprehensive: For any damage not caused by a collision, repair and replacement costs are covered. This could include theft, fire, lightning, explosion, vandalism, falling objects, impact with an animal and windshield damage.
  • All Perils: Includes both Collision and Comprehensive coverage to ensure you have the most complete policy possible.
  • Specified Perils: Covers specific perils including windstorm, fire, explosion, theft and lightning.
  • Loss of Use: You will be reimbursed for the cost of any alternative transportation you use (taxi or rental car) during the time damage to your car is being repaired.
  • Damage to a Non-Owned Vehicle: Covers you in case you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: No depreciation ill be applied if your new vehicle (less than 36 months old) is damaged in an accident.
  • Claim Forgiveness: We’ll make sure a claim isn’t the reason your rates are going up.†
  • Disappearing Deductible: Your deductible will go down — and eventually disappear — for every consecutive term that you don’t make a claim.††

Want to find out more? Get in touch with us at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.