Auto insurance in St. Catharines, ON from Allstate®

At Allstate, we appreciate that no two drivers are the same. That’s exactly why we think customized coverage and personal attention are essential when you’re on the hunt for auto insurance in St. Catharines.

We’re also aware that choosing auto insurance coverage that fits your needs can be overwhelming and, at times, confusing. Rest assured our experienced agents in St. Catharines will take the time to get to know your needs and tailor your policy so you can get the right coverage for your lifestyle and budget.

Great coverage with greater service

Whether you drive to work on a daily basis or you only use your car for the occasional weekend trip, auto insurance is vital for maintaining peace of mind while on the road. In the event of an unexpected situation, our claims professionals are available 24/7 to provide service you can count on. If you require repairs, choose one of our Priority Repair Option (PRO) vendors means you’ll get a guarantee on the repairs in writing that lasts for as long as you own the car. At Allstate, our priority is making sure we’re always there to answer your questions and walk you through the process. At its simplest, your auto insurance coverage will include:

  • Liability: Protects you if you find yourself in an accident in which you’re legally responsible for the death or injury of other people. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Offers reimbursement for funeral expenses, medical bills, loss of income due to disability and rehabilitation (not applicable in Quebec).

Find out how good drivers save even more with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. Enroll today for an immediate 5% enrollment discount — and download the Test DrivewiseTM app for an extra 5% off straight away! After completing a six-month period with a free wireless device installed in your vehicle, your data will be evaluated and you will have the opportunity to save up to 30%** off your auto insurance in St. Catharines. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Tailored policies for better peace of mind

At Allstate, making sure you’re getting the comprehensive auto insurance you need in St. Catharines is our priority. That’s why we have a number of special features and add-ons to choose from, including:

  • Collision or Upset: Following a collision with another vehicle or inanimate object (like a tree or guardrail), repairs or replacement costs for your vehicle are covered (up to its value less your deductible).
  • Comprehensive: If your vehicle has suffered damage not caused by a collision but from theft, vandalism, lightning, fire, falling objects, explosion, windshield damage or impact with an animal, all repair or replacement costs will be covered.
  • All Perils: Brings Collision and Comprehensive coverage together to ensure your policy is extensive and complete.
  • Specified Perils: Covers certain perils that include windstorm, fire, lightning, theft and explosion.
  • Loss of Use: You will be reimbursed for the amount you spend on alternative transportation (like taxis or a rental car) if you car is needs to be repaired due to damage or theft.
  • Damage to a Non-Owned Vehicle: If you cause damage to a vehicle you don’t own, such as a rental car, you’re covered.
  • Waiver of Depreciation: No depreciation will be applied on a new vehicle (less than 36 months old) damaged in an accident.
  • Claim Forgiveness: We’ll ensure your rates don’t increase due to a claim.†
  • Disappearing Deductible: Your deductible will decrease until it disappears for every term you go without submitting a claim.††

Ready to move forward? Contact us at 1-855-738-5827 or get an auto insurance quote online today!

Find out how recent changes to Ontario auto legislation may affect you here.