Auto insurance in Sarnia, ON from Allstate®

At Allstate, we recognize that every driver has different needs. That’s why we firmly believe that getting customized coverage and personalized attention that fits your needs is essential when you’re looking for auto insurance in Sarnia.

We also acknowledge that deciding on the right auto insurance coverage can be perplexing, and sometimes stressful. However, that doesn’t have to be the case: our qualified agents in Sarnia will put the time in to learn and understand your needs. Let us help you tailor your policy so you can obtain the right coverage for your lifestyle and budget.

Experts to help you find exceptional service

Whether you only drive to the grocery store on weekends or you take the highway to work daily, auto insurance is crucial component of your protection while on the road. Should you end up in an unexpected situation, give our experienced team of claims professionals a call any time, 24/7 for quick and reliable service. If you require repairs, choose one of our Priority Repair Option (PRO) vendors means you’ll get a guarantee on the repairs in writing that lasts for as long as you own the car. At Allstate, we’re always available to answer any questions you may have and assist you every step of the way. In its basic form, your auto insurance coverage will include:

  • Liability: Secures you if you are in a collision in which you’re legally liable for injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for loss of income due to disability, medical expenses, rehabilitation and funeral expenses (not applicable in Quebec).

Find out how good drivers save even more with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your auto insurance in Sarnia. You can maximize your potential savings by ensuring the device is properly plugged in at all times; by obeying speed limits; by avoiding hard or extreme braking; and by avoiding driving during designated peak periods. Drivewise™ is entirely free and the data will in no way increase your premium.

Get peace of mind with coverage tailored for you

At Allstate, we’re here to make sure you’re getting the comprehensive auto insurance coverage in Sarnia you’re looking for. We even provide a number of optional add-ons and special features, including:

  • Collision or Upset: If you collide with another vehicle or object (such as a guardrail or tree), repair or replacement costs for your vehicle are covered (up to its value minus your deductible).
  • Comprehensive: In the event of damage caused by something other than a collision, such as theft, vandalism, falling objects, fire, lightning, explosion, windshield damage or impact with an animal, costs to repair the physical damage to your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to offer the most complete coverage possible.
  • Specified Perils: Covers particular perils such as lightning, windstorm, fire, explosion and theft.
  • Loss of Use: While your vehicle is undergoing repairs because of damage or theft, you’ll be reimbursed for the cost of alternative transportation (such as rental car or taxi).
  • Damage to a Non-Owned Vehicle: Provides coverage in the event you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If you damage your new vehicle (less than 36 months old) in an accident, depreciation will not be applied.
  • Claim Forgiveness: We’ll make sure a claim doesn’t cause your rates to go up.†
  • Disappearing Deductible: For every consecutive term you go without submitting claim, your deductible will decrease until it’s completely gone.††

Interested in learning more? Contact us today at 1-855-738-5827 or get an online auto insurance quote today!

Find out how recent changes to Ontario auto legislation may affect you here.