Auto insurance in Sarnia, ON from Allstate®

At Allstate, we recognize that every driver has different needs. That’s why we think it’s important to find customizable coverage that fits your needs when you search for auto insurance in Sarnia. Get coverage that takes care of you, both on and off the road.

We also acknowledge that deciding on the right auto insurance coverage can be perplexing, and sometimes stressful. Our highly trained agents in Sarnia can put your mind at ease by making the effort to understand what you’re looking for in coverage and designing the perfect policy to fit your lifestyle and budget.

The coverage you need with the service you want

Whether you’re a part-time driver or you’re constantly hitting the highways, auto insurance is essential for staying protected while on the road. Should you find yourself in an unexpected situation, our highly-qualified claims team is here to support you 24 hours a day, 7 days a week to provide reliable and effective service. If you choose to go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you have your car. At Allstate, we’re always available to answer any inquiries you may have and help you through the process. At a minimum, your auto insurance coverage will include:

  • Liability: Protects you if you’re involved in an accident in which you’re held legally liable for the injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for medical expenses, rehabilitation, funeral expenses and loss of income due to disability (not applicable in Quebec).

Drivewise™ gives good drivers up to 30%* off

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. Enroll today for an immediate 5% enrollment discount — and download the Test DrivewiseTM app for an extra 5% off straight away! After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Sarnia, up to a maximum of 30%**. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Drivewise™ is entirely free and the data will in no way increase your premium.

Feel comfortable with comprehensive coverage

At Allstate, we want to make sure you get extensive auto insurance coverage in Sarnia that fits your needs. That’s why you can choose from numerous optional extras and special features, including:

  • Collision or Upset: If you end up in a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are paid for (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has suffered damage not resulting from a collision, but instead by fire, explosion, impact by an animal, theft, vandalism, lightning, falling objects or windshield damage, costs associated with the physical damage of your car are paid for.
  • All Perils: Joins Collision and Comprehensive coverages to give you the most extensive coverage.
  • Specified Perils: Covers only certain perils such as lightning, fire, explosion, theft and windstorm.
  • Loss of Use: You will be reimbursed for alternative transportation expenses (such as a taxi or rental car) while your vehicle is being serviced because of damage or theft
  • Damage to a Non-Owned Vehicle: Offers coverage if you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied.
  • Claim Forgiveness: We’ll ensure your rates don’t go up because of a claim.†
  • Disappearing Deductible: Your deductible will go down every consecutive term that you don’t make a claim until it disappears.††

Want to get started? Give us a call today at 1-855-738-5827 or get an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.