Auto insurance in Richmond Hill, ON from Allstate®

At Allstate, we recognize that every driver is different. That’s why we think that when it comes to obtaining auto insurance in Richmond Hill, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

We also keep in mind that the process of choosing the best auto insurance isn’t always straight forward. Our agents in Richmond Hill are trained to make you feel comfortable by getting to know exactly what you’re looking for and making sure you get the kind of personalized policy that fits seamlessly into your lifestyle—without going over budget.

Coverage and service that go the extra mile

Whether you’re a daily highway commuter or more of a weekend road tripper, the key to feeling safe and confident behind the wheel is the right auto insurance policy. In the event of an accident, our team of claims experts are available to assist you with fast and efficient service 24/7. If you require repairs and you decide to work with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you are the owner of your car. At Allstate, our priority is making sure we’re always there to answer your questions and walk you through the process. At a minimum, your auto insurance coverage will include:

  • Liability: Protects you if you’re involved in an accident in which you’re held legally liable for the injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for medical expenses, rehabilitation, funeral expenses and loss of income due to disability (not applicable in Quebec).

Drive safely and save with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in Richmond Hill. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. There's really nothing to lose because Drivewise™ is totally free and will not increase your premium.

Personalized coverage for a calm mind

At Allstate, we make it our goal to help you get the comprehensive auto insurance coverage in Richmond Hill that works for your unique situation. That’s why you can take your pick from several optional special features and add-ons, including:

  • Collision or Upset: In case of a collision with another object (such as a guardrail or tree) or vehicle, your replacement costs or vehicle repair are covered (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has damage not resulting from a collision, but instead by falling objects, theft, lightning, windshield damage, impact with an animal, fire, explosion or vandalism, physical damage costs of your car are covered.
  • All Perils: Incorporates Comprehensive and Collision coverages to offer you the fullest coverage.
  • Specified Perils: Covers only specific perils like windstorm, explosion, theft, fire and lightning.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a taxi or rental car) while your vehicle is being repaired due to theft or damage.
  • Damage to a Non-Owned Vehicle: Covers you if you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation takes into effect.
  • Claim Forgiveness: We’ll make sure your rates don’t increase because of a claim.†
  • Disappearing Deductible: Every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Ready to begin? Give us a call at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.