Auto insurance in Richmond, ON from Allstate®

At Allstate, we realize that no two drivers are alike. That’s why we think that when it comes to obtaining auto insurance in Richmond, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

We’re also aware that choosing auto insurance coverage that fits your needs can be overwhelming and, at times, confusing. That’s where our highly trained agents in Richmond can help—they’ll take the time to get to know you and your needs, making sure you end up with coverage that takes both your lifestyle and your budget into consideration.

Experts to help you find exceptional service

One of the most important ways to maintain peace of mind on the road whether you’re a frequent or occasional driver is making sure you have a good auto insurance policy. In the case of an emergency, our experienced claims professionals are available around the clock to provide you with efficient, reliable service. If your vehicle requires repairs and you choose one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you keep your car. At Allstate, we’re always available to assist you through every step and answer any questions you may have. At a minimum, your auto insurance coverage will include:

  • Liability: Protects you if you’re involved in an accident in which you’re held legally liable for the injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for medical expenses, rehabilitation, funeral expenses and loss of income due to disability (not applicable in Quebec).

Drive safely and save with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in Richmond. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Tailored coverage for peace of mind

At Allstate, we want to ensure you’re getting the comprehensive auto insurance coverage in Richmond that makes the most sense for you. That’s why you can choose from a number of optional add-ons and special features, including:

  • Collision or Upset: In the event of a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are covered (up to its actual value less your deductible).
  • Comprehensive: In the event of damage not resulting from a collision, but instead by theft, vandalism, fire, falling objects, lightning, explosion, windshield damage or impact with an animal, costs relating to the physical damage of your car are covered.
  • All Perils: Combines Collision and Comprehensive coverages to provide you with the most complete coverage.
  • Specified Perils: Covers only certain perils such as fire, lightning, windstorm, explosion and theft.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a rental car or taxi) while your vehicle is being repaired as a result of damage or theft.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied.
  • Claim Forgiveness: We’ll make sure your rates don’t go up because of a claim.†
  • Disappearing Deductible: Your deductible will decrease every consecutive term that you go without a claim until it disappears.††

Ready to get started? Call us today at 1-855-738-5827 or get an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.