Auto insurance in Richmond, ON from Allstate®

At Allstate, we know that every driver is unique. That’s why we think that when it comes to obtaining auto insurance in Richmond, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

We also acknowledge that deciding on the right auto insurance coverage can be perplexing, and sometimes stressful. That’s where our highly trained agents in Richmond can help—they’ll take the time to get to know you and your needs, making sure you end up with coverage that takes both your lifestyle and your budget into consideration.

Coverage and service that go above and beyond

Whether you’re a part-time driver or you’re constantly hitting the highways, auto insurance is essential for staying protected while on the road. If you find yourself in an unexpected situation, our team of claims professionals can assist you 24/7 with quick and efficient service. If repairs are needed and you go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you’re the owner of your car. At Allstate, we’re always available to answer any questions you may have and assist you every step of the way. At a minimum, your auto insurance coverage will include:

  • Liability: Protects you if you’re involved in an accident in which you’re held legally liable for the injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for medical expenses, rehabilitation, funeral expenses and loss of income due to disability (not applicable in Quebec).

Drivewise™ gives good drivers up to 30%* off

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Richmond, up to a maximum of 30%**. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. There's really nothing to lose because Drivewise™ is totally free and will not increase your premium.

Stay content and calm with customized coverage

At Allstate, we make it our duty to help you discover auto insurance coverage in Richmond that matches your current circumstances. That’s why you can pick from a variety of special add-ons and optional features, including:

  • Collision or Upset: If you find yourself in a collision with another object (such as a guardrail or tree) or vehicle, your vehicle replacement costs or repairs are covered (up to its actual value less your deductible).
  • Comprehensive: In the case of damage not caused by a collision, but instead by fire, lightning, explosion, theft, vandalism, falling objects, windshield damage or impact with animals, expenses connected to the physical damage of your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to deliver the most complete coverage.
  • Specified Perils: Covers only specific perils like explosion, lightning, theft, windstorm and fire.
  • Loss of Use: You will be reimbursed for alternative transportation costs (like a rental car or taxi) while your vehicle is being fixed due to theft or damage.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a vehicle you don’t own, like a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be added.
  • Claim Forgiveness: We’ll make sure your claim doesn’t cause your rates to increase.†
  • Disappearing Deductible: For every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Want to learn more? Contact us today at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.