Auto insurance in Perth, ON from Allstate®

At Allstate, we understand that every driver is unique. That’s why we believe that when it comes to getting auto insurance in Perth, you should get the tailored coverage that fits your lifestyle — and the personal care and service that meets your needs.

We also know that selecting the auto insurance that meets all your requirements isn’t easy—in fact, it can be pretty overwhelming However, you can feel confident that our professional agents in Perth will take the time to understand your lifestyle and help you create a policy that provides you with the right coverage for your exact needs.

The coverage you need with the service you want

Whether you’re a part-time driver or you’re constantly hitting the highways, auto insurance is essential for staying protected while on the road. Should the unexpected happen, our highly skilled team of claims professionals is here for you 24/7 to provide fast, reliable service. If you choose to go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you have your car. At Allstate, we’re always available to answer any questions you may have and assist you every step of the way. Your auto insurance coverage will always start with:

  • Liability: Covers you in case you’re help legally liable for the injury or death of another person as a result of an accident. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Provides compensation for rehabilitation, medical bills, funeral expenses and loss of income because of disability (not applicable in Quebec).

Safe driving saves you money with Drivewise™

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. Enroll today for an immediate 5% enrollment discount — and download the Test DrivewiseTM app for an extra 5% off straight away! After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your auto insurance in Perth. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

Personalized coverage for a calm mind

At Allstate, we make it our goal to help you get the comprehensive auto insurance coverage in Perth that works for your unique situation. That’s why you can take your pick from several optional special features and add-ons, including:

  • Collision or Upset: In case of a collision with another object (such as a guardrail or tree) or vehicle, your replacement costs or vehicle repair are covered (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has damage not resulting from a collision, but instead by falling objects, theft, lightning, windshield damage, impact with an animal, fire, explosion or vandalism, physical damage costs of your car are covered.
  • All Perils: Incorporates Comprehensive and Collision coverages to offer you the fullest coverage.
  • Specified Perils: Covers only specific perils like windstorm, explosion, theft, fire and lightning.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a taxi or rental car) while your vehicle is being repaired due to theft or damage.
  • Damage to a Non-Owned Vehicle: Covers you if you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation takes into effect.
  • Claim Forgiveness: We’ll make sure your rates don’t increase because of a claim.†
  • Disappearing Deductible: Every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Ready to begin? Give us a call at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.