Auto insurance in Ottawa, ON from Allstate®

At Allstate, we know that every driver is unique. That’s exactly why we think customized coverage and personal attention are essential when you’re on the hunt for auto insurance in Ottawa.

We’re also aware that choosing auto insurance coverage that fits your needs can be overwhelming and, at times, confusing. Rest assured our experienced agents in Ottawa will take the time to get to know your needs and tailor your policy so you can get the right coverage for your lifestyle and budget.

Great coverage with greater service

Whether you drive everywhere or tend to use your car less frequently, the right auto insurance coverage can ensure you feel comfortable and confident behind the wheel. Should you find yourself in an unexpected situation, our highly-qualified claims team is here to support you 24 hours a day, 7 days a week to provide reliable and effective service. If you need repairs, choose one of our Priority Repair Option (PRO) vendors and we’ll provide you with a written guarantee that will last you for as long as you own your car. At Allstate, we’re always here to walk you through the process and answer any questions you might have along the way. In its basic form, your auto insurance coverage will include:

  • Liability: Secures you if you are in a collision in which you’re legally liable for injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for loss of income due to disability, medical expenses, rehabilitation and funeral expenses (not applicable in Quebec).

Drivewise™ gives good drivers up to 30%* off

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Ottawa, up to a maximum of 30%**. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Tailored policies for better peace of mind

At Allstate, making sure you’re getting the comprehensive auto insurance you need in Ottawa is our priority. That’s why we have a number of special features and add-ons to choose from, including:

  • Collision or Upset: Following a collision with another vehicle or inanimate object (like a tree or guardrail), repairs or replacement costs for your vehicle are covered (up to its value less your deductible).
  • Comprehensive: If your vehicle has suffered damage not caused by a collision but from theft, vandalism, lightning, fire, falling objects, explosion, windshield damage or impact with an animal, all repair or replacement costs will be covered.
  • All Perils: Brings Collision and Comprehensive coverage together to ensure your policy is extensive and complete.
  • Specified Perils: Covers certain perils that include windstorm, fire, lightning, theft and explosion.
  • Loss of Use: You will be reimbursed for the amount you spend on alternative transportation (like taxis or a rental car) if you car is needs to be repaired due to damage or theft.
  • Damage to a Non-Owned Vehicle: If you cause damage to a vehicle you don’t own, such as a rental car, you’re covered.
  • Waiver of Depreciation: No depreciation will be applied on a new vehicle (less than 36 months old) damaged in an accident.
  • Claim Forgiveness: We’ll ensure your rates don’t increase due to a claim.†
  • Disappearing Deductible: Your deductible will decrease until it disappears for every term you go without submitting a claim.††

Ready to move forward? Contact us at 1-855-738-5827 or get an auto insurance quote online today!

Find out how recent changes to Ontario auto legislation may affect you here.