Auto insurance in Ottawa, ON from Allstate®

At Allstate, we appreciate that no two drivers are the same. That’s why we believe it’s so important to get customizable coverage and personalized attention when you’re searching for auto insurance in Ottawa.

We also acknowledge that deciding on the right auto insurance coverage can be perplexing, and sometimes stressful. That’s where our highly trained agents in Ottawa can help—they’ll take the time to get to know you and your needs, making sure you end up with coverage that takes both your lifestyle and your budget into consideration.

Must-have coverage, exceptional service

Whether you only drive to the grocery store on weekends or you take the highway to work daily, auto insurance is crucial component of your protection while on the road. In the event of an unexpected situation, our claims professionals are available 24/7 to provide service you can count on. If you need repairs, choose one of our Priority Repair Option (PRO) vendors and we’ll provide you with a written guarantee that will last you for as long as you own your car. At Allstate, we’re always available to answer any inquiries you may have and help you through every step of the process. At a minimum, your auto insurance coverage will include:

  • Liability: Protects you if you’re involved in an accident in which you’re held legally liable for the injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for medical expenses, rehabilitation, funeral expenses and loss of income due to disability (not applicable in Quebec).

Safe driving saves you money with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in Ottawa. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Get peace of mind with coverage tailored for you

At Allstate, we’re here to make sure you’re getting the comprehensive auto insurance coverage in Ottawa you’re looking for. We even provide a number of optional add-ons and special features, including:

  • Collision or Upset: If you collide with another vehicle or object (such as a guardrail or tree), repair or replacement costs for your vehicle are covered (up to its value minus your deductible).
  • Comprehensive: In the event of damage caused by something other than a collision, such as theft, vandalism, falling objects, fire, lightning, explosion, windshield damage or impact with an animal, costs to repair the physical damage to your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to offer the most complete coverage possible.
  • Specified Perils: Covers particular perils such as lightning, windstorm, fire, explosion and theft.
  • Loss of Use: While your vehicle is undergoing repairs because of damage or theft, you’ll be reimbursed for the cost of alternative transportation (such as rental car or taxi).
  • Damage to a Non-Owned Vehicle: Provides coverage in the event you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If you damage your new vehicle (less than 36 months old) in an accident, depreciation will not be applied.
  • Claim Forgiveness: We’ll make sure a claim doesn’t cause your rates to go up.†
  • Disappearing Deductible: For every consecutive term you go without submitting claim, your deductible will decrease until it’s completely gone.††

Interested in learning more? Contact us today at 1-855-738-5827 or get an online auto insurance quote today!

Find out how recent changes to Ontario auto legislation may affect you here.