Auto insurance in Oshawa, ON from Allstate®

At Allstate, we know that every driver is unique. That’s why we firmly believe that getting customized coverage and personalized attention that fits your needs is essential when you’re looking for auto insurance in Oshawa.

We’re also aware that choosing auto insurance coverage that fits your needs can be overwhelming and, at times, confusing. That’s where our highly trained agents in Oshawa can help—they’ll take the time to get to know you and your needs, making sure you end up with coverage that takes both your lifestyle and your budget into consideration.

Coverage and service that go above and beyond

Whether you’re a routine commuter or an occasional Sunday driver, auto insurance is important for keeping your well-being in check while on the road. Should the unexpected happen, our highly skilled team of claims professionals is here for you 24/7 to provide fast, reliable service. If repairs are needed and you go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you’re the owner of your car. At Allstate, we’re here to answer all your questions and make sure you’re well informed every step of the way. At the very least, your auto insurance coverage will include:

  • Liability: Covers you if you are in an accident in which you’re held legally liable for the injury or death of another person. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Offers compensation for rehabilitation, medical costs, funeral expenses and loss of income due to disability (not applicable in Quebec).

Safe driving saves you money with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After six months of driving with a free wireless device installed in your vehicle, your information will be processed and you may be eligible for savings of up to 30%** on your current Allstate auto insurance in Oshawa. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. Drivewise™ is entirely free and the data will in no way increase your premium.

Stay content and calm with customized coverage

At Allstate, we make it our duty to help you discover auto insurance coverage in Oshawa that matches your current circumstances. That’s why you can pick from a variety of special add-ons and optional features, including:

  • Collision or Upset: If you find yourself in a collision with another object (such as a guardrail or tree) or vehicle, your vehicle replacement costs or repairs are covered (up to its actual value less your deductible).
  • Comprehensive: In the case of damage not caused by a collision, but instead by fire, lightning, explosion, theft, vandalism, falling objects, windshield damage or impact with animals, expenses connected to the physical damage of your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to deliver the most complete coverage.
  • Specified Perils: Covers only specific perils like explosion, lightning, theft, windstorm and fire.
  • Loss of Use: You will be reimbursed for alternative transportation costs (like a rental car or taxi) while your vehicle is being fixed due to theft or damage.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a vehicle you don’t own, like a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be added.
  • Claim Forgiveness: We’ll make sure your claim doesn’t cause your rates to increase.†
  • Disappearing Deductible: For every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Want to learn more? Contact us today at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.