Auto insurance in Oshawa, ON from Allstate®

At Allstate, we understand that no two drivers are exactly the same. That’s why we firmly believe that getting customized coverage and personalized attention that fits your needs is essential when you’re looking for auto insurance in Oshawa.

We also know that selecting the auto insurance that meets all your requirements isn’t easy—in fact, it can be pretty overwhelming Our agents in Oshawa are trained to make you feel comfortable by getting to know exactly what you’re looking for and making sure you get the kind of personalized policy that fits seamlessly into your lifestyle—without going over budget.

Great coverage with greater service

Whether you’re a part-time driver or you’re constantly hitting the highways, auto insurance is essential for staying protected while on the road. If you find yourself in an unexpected situation, our team of claims professionals can assist you 24/7 with quick and efficient service. If you need repairs, choose one of our Priority Repair Option (PRO) vendors and we’ll provide you with a written guarantee that will last you for as long as you own your car. At Allstate, we’re always here to walk you through the process and answer any questions you might have along the way. Your auto insurance coverage will always start with:

  • Liability: Covers you in case you’re help legally liable for the injury or death of another person as a result of an accident. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Provides compensation for rehabilitation, medical bills, funeral expenses and loss of income because of disability (not applicable in Quebec).

Drive safely and save with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your auto insurance in Oshawa. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. There's really nothing to lose because Drivewise™ is totally free and will not increase your premium.

Tailored policies for better peace of mind

At Allstate, making sure you’re getting the comprehensive auto insurance you need in Oshawa is our priority. That’s why we have a number of special features and add-ons to choose from, including:

  • Collision or Upset: Following a collision with another vehicle or inanimate object (like a tree or guardrail), repairs or replacement costs for your vehicle are covered (up to its value less your deductible).
  • Comprehensive: If your vehicle has suffered damage not caused by a collision but from theft, vandalism, lightning, fire, falling objects, explosion, windshield damage or impact with an animal, all repair or replacement costs will be covered.
  • All Perils: Brings Collision and Comprehensive coverage together to ensure your policy is extensive and complete.
  • Specified Perils: Covers certain perils that include windstorm, fire, lightning, theft and explosion.
  • Loss of Use: You will be reimbursed for the amount you spend on alternative transportation (like taxis or a rental car) if you car is needs to be repaired due to damage or theft.
  • Damage to a Non-Owned Vehicle: If you cause damage to a vehicle you don’t own, such as a rental car, you’re covered.
  • Waiver of Depreciation: No depreciation will be applied on a new vehicle (less than 36 months old) damaged in an accident.
  • Claim Forgiveness: We’ll ensure your rates don’t increase due to a claim.†
  • Disappearing Deductible: Your deductible will decrease until it disappears for every term you go without submitting a claim.††

Ready to move forward? Contact us at 1-855-738-5827 or get an auto insurance quote online today!

Find out how recent changes to Ontario auto legislation may affect you here.