Auto insurance in North York, ON from Allstate®

At Allstate, we recognize that every driver is different. That’s why we believe that when it comes to getting auto insurance in North York, you should get the tailored coverage that fits your lifestyle — and the personal care and service that meets your needs.

We also acknowledge that choosing the ideal auto insurance coverage can be complicated and sometimes frustrating. However, you can feel confident that our professional agents in North York will take the time to understand your lifestyle and help you create a policy that provides you with the right coverage for your exact needs.

Coverage and service that go the extra mile

Whether you drive to work on a daily basis or you only use your car for the occasional weekend trip, auto insurance is vital for maintaining peace of mind while on the road. In the event of an unexpected situation, our claims professionals are available 24/7 to provide service you can count on. If you need repairs, choose one of our Priority Repair Option (PRO) vendors and we’ll provide you with a written guarantee that will last you for as long as you own your car. At Allstate, we’re here to answer all your questions and make sure you’re well informed every step of the way. In its basic form, your auto insurance coverage will include:

  • Liability: Secures you if you are in a collision in which you’re legally liable for injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for loss of income due to disability, medical expenses, rehabilitation and funeral expenses (not applicable in Quebec).

Save up to 30%* with Drivewise™

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After completing a six-month period with a free wireless device installed in your vehicle, your data will be evaluated and you will have the opportunity to save up to 30%** off your auto insurance in North York. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. There's really nothing to lose because Drivewise™ is totally free and will not increase your premium.

Personalized coverage for a calm mind

At Allstate, we make it our goal to help you get the comprehensive auto insurance coverage in North York that works for your unique situation. That’s why you can take your pick from several optional special features and add-ons, including:

  • Collision or Upset: In case of a collision with another object (such as a guardrail or tree) or vehicle, your replacement costs or vehicle repair are covered (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has damage not resulting from a collision, but instead by falling objects, theft, lightning, windshield damage, impact with an animal, fire, explosion or vandalism, physical damage costs of your car are covered.
  • All Perils: Incorporates Comprehensive and Collision coverages to offer you the fullest coverage.
  • Specified Perils: Covers only specific perils like windstorm, explosion, theft, fire and lightning.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a taxi or rental car) while your vehicle is being repaired due to theft or damage.
  • Damage to a Non-Owned Vehicle: Covers you if you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation takes into effect.
  • Claim Forgiveness: We’ll make sure your rates don’t increase because of a claim.†
  • Disappearing Deductible: Every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Ready to begin? Give us a call at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.