Auto insurance in Niagara-On-The-Lake, ON from Allstate®

At Allstate, we recognize that every driver is different. That’s why we believe that when it comes to getting auto insurance in Niagara-On-The-Lake, you should get the customized coverage you need — and the personal attention and service you deserve.

We also recognize that choosing the right auto insurance coverage can be confusing and, at times, overwhelming. However, you can feel confident that our professional agents in Niagara-On-The-Lake will take the time to understand your lifestyle and help you create a policy that provides you with the right coverage for your exact needs.

Experience better service—and coverage

Whether you’re a routine commuter or an occasional Sunday driver, auto insurance is important for keeping your well-being in check while on the road. In the case of an emergency, our experienced claims professionals are available around the clock to provide you with efficient, reliable service. If repairs are required and you choose one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you have your car. At Allstate, we’re here to answer all your questions and make sure you’re well informed every step of the way. Your auto insurance coverage will always include at least:

  • Liability: Protects you in the event you’re held legally liable in an accident that results in injury or death of other people. It also covers any damage caused to the other person’s vehicle or property.
  • Accident Benefits: Includes compensation for medical expenses, rehabilitation, loss of income due to disability and funeral expenses (not applicable in Quebec).

Safe driving saves you money with Drivewise™

Get rewarded when you enlist in Allstate's free Drivewise™ program. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in Niagara-On-The-Lake. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. The best part is that Drivewise™ is entirely free and is guaranteed not to increase your premium.

Stay content and calm with customized coverage

At Allstate, we make it our duty to help you discover auto insurance coverage in Niagara-On-The-Lake that matches your current circumstances. That’s why you can pick from a variety of special add-ons and optional features, including:

  • Collision or Upset: If you find yourself in a collision with another object (such as a guardrail or tree) or vehicle, your vehicle replacement costs or repairs are covered (up to its actual value less your deductible).
  • Comprehensive: In the case of damage not caused by a collision, but instead by fire, lightning, explosion, theft, vandalism, falling objects, windshield damage or impact with animals, expenses connected to the physical damage of your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to deliver the most complete coverage.
  • Specified Perils: Covers only specific perils like explosion, lightning, theft, windstorm and fire.
  • Loss of Use: You will be reimbursed for alternative transportation costs (like a rental car or taxi) while your vehicle is being fixed due to theft or damage.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a vehicle you don’t own, like a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be added.
  • Claim Forgiveness: We’ll make sure your claim doesn’t cause your rates to increase.†
  • Disappearing Deductible: For every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Want to learn more? Contact us today at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.