Auto insurance in Niagara Falls, ON from Allstate®

At Allstate, we know that every driver is unique. That’s why we believe that when it comes to getting auto insurance in Niagara Falls, you should get the customized coverage you need — and the personal attention and service you deserve.

We also recognize that choosing the right auto insurance coverage can be confusing and, at times, overwhelming. That’s where our highly trained agents in Niagara Falls can help—they’ll take the time to get to know you and your needs, making sure you end up with coverage that takes both your lifestyle and your budget into consideration.

Coverage and service that go above and beyond

Whether you only drive to the grocery store on weekends or you take the highway to work daily, auto insurance is crucial component of your protection while on the road. Should you find yourself in an unexpected situation, our highly-qualified claims team is here to support you 24 hours a day, 7 days a week to provide reliable and effective service. If repairs are needed and you go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you’re the owner of your car. At Allstate, we’re always available to answer any inquiries you may have and help you through the process. In its basic form, your auto insurance coverage will include:

  • Liability: Secures you if you are in a collision in which you’re legally liable for injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for loss of income due to disability, medical expenses, rehabilitation and funeral expenses (not applicable in Quebec).

Save up to 30%* with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in Niagara Falls. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Stay content and calm with customized coverage

At Allstate, we make it our duty to help you discover auto insurance coverage in Niagara Falls that matches your current circumstances. That’s why you can pick from a variety of special add-ons and optional features, including:

  • Collision or Upset: If you find yourself in a collision with another object (such as a guardrail or tree) or vehicle, your vehicle replacement costs or repairs are covered (up to its actual value less your deductible).
  • Comprehensive: In the case of damage not caused by a collision, but instead by fire, lightning, explosion, theft, vandalism, falling objects, windshield damage or impact with animals, expenses connected to the physical damage of your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to deliver the most complete coverage.
  • Specified Perils: Covers only specific perils like explosion, lightning, theft, windstorm and fire.
  • Loss of Use: You will be reimbursed for alternative transportation costs (like a rental car or taxi) while your vehicle is being fixed due to theft or damage.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a vehicle you don’t own, like a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be added.
  • Claim Forgiveness: We’ll make sure your claim doesn’t cause your rates to increase.†
  • Disappearing Deductible: For every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Want to learn more? Contact us today at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.