Auto insurance in Niagara Falls, ON from Allstate®

At Allstate, we understand that every driver is unique. That’s why we think that when it comes to obtaining auto insurance in Niagara Falls, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

We’re also aware that choosing auto insurance coverage that fits your needs can be overwhelming and, at times, confusing. Our highly trained agents in Niagara Falls can put your mind at ease by making the effort to understand what you’re looking for in coverage and designing the perfect policy to fit your lifestyle and budget.

Must-have coverage, exceptional service

Whether you only drive to the grocery store on weekends or you take the highway to work daily, auto insurance is crucial component of your protection while on the road. Should you end up in an unexpected situation, give our experienced team of claims professionals a call any time, 24/7 for quick and reliable service. If repairs are needed and you go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you’re the owner of your car. At Allstate, we’re always available to answer any inquiries you may have and help you through the process. Your auto insurance coverage will always include at least:

  • Liability: Protects you in the event you’re held legally liable in an accident that results in injury or death of other people. It also covers any damage caused to the other person’s vehicle or property.
  • Accident Benefits: Includes compensation for medical expenses, rehabilitation, loss of income due to disability and funeral expenses (not applicable in Quebec).

Save up to 30%* with Drivewise™

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After six months of driving with a free wireless device installed in your vehicle, your information will be processed and you may be eligible for savings of up to 30%** on your current Allstate auto insurance in Niagara Falls. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. The best part is that Drivewise™ is entirely free and is guaranteed not to increase your premium.

Get peace of mind with coverage tailored for you

At Allstate, we’re here to make sure you’re getting the comprehensive auto insurance coverage in Niagara Falls you’re looking for. We even provide a number of optional add-ons and special features, including:

  • Collision or Upset: If you collide with another vehicle or object (such as a guardrail or tree), repair or replacement costs for your vehicle are covered (up to its value minus your deductible).
  • Comprehensive: In the event of damage caused by something other than a collision, such as theft, vandalism, falling objects, fire, lightning, explosion, windshield damage or impact with an animal, costs to repair the physical damage to your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to offer the most complete coverage possible.
  • Specified Perils: Covers particular perils such as lightning, windstorm, fire, explosion and theft.
  • Loss of Use: While your vehicle is undergoing repairs because of damage or theft, you’ll be reimbursed for the cost of alternative transportation (such as rental car or taxi).
  • Damage to a Non-Owned Vehicle: Provides coverage in the event you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If you damage your new vehicle (less than 36 months old) in an accident, depreciation will not be applied.
  • Claim Forgiveness: We’ll make sure a claim doesn’t cause your rates to go up.†
  • Disappearing Deductible: For every consecutive term you go without submitting claim, your deductible will decrease until it’s completely gone.††

Interested in learning more? Contact us today at 1-855-738-5827 or get an online auto insurance quote today!

Find out how recent changes to Ontario auto legislation may affect you here.