Auto insurance in New Hamburg, ON from Allstate®

At Allstate, we know that every driver is unique. That’s why we firmly believe that getting customized coverage and personalized attention that fits your needs is essential when you’re looking for auto insurance in New Hamburg.

We also acknowledge that deciding on the right auto insurance coverage can be perplexing, and sometimes stressful. Rest assured our experienced agents in New Hamburg will take the time to get to know your needs and tailor your policy so you can get the right coverage for your lifestyle and budget.

Coverage and service that go above and beyond

Whether you’re a daily highway commuter or more of a weekend road tripper, the key to feeling safe and confident behind the wheel is the right auto insurance policy. In the case of an emergency, our experienced claims professionals are available around the clock to provide you with efficient, reliable service. If you require repairs and you decide to work with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you are the owner of your car. At Allstate, we’re always available to answer any inquiries you may have and help you through every step of the process. To start, your auto insurance coverage will include:

  • Liability: Protects you in case you’re found legally liable in the death or injury of another person due to an accident. It also covers any damage done to the other person’s vehicle or property.
  • Accident Benefits: Includes reimbursement for funeral expenses, medical bills, rehabilitation and loss of income due to disability (not applicable in Quebec).

Find out how good drivers save even more with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in New Hamburg. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. There's really nothing to lose because Drivewise™ is totally free and will not increase your premium.

Tailored coverage for peace of mind

At Allstate, we want to ensure you’re getting the comprehensive auto insurance coverage in New Hamburg that makes the most sense for you. That’s why you can choose from a number of optional add-ons and special features, including:

  • Collision or Upset: In the event of a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are covered (up to its actual value less your deductible).
  • Comprehensive: In the event of damage not resulting from a collision, but instead by theft, vandalism, fire, falling objects, lightning, explosion, windshield damage or impact with an animal, costs relating to the physical damage of your car are covered.
  • All Perils: Combines Collision and Comprehensive coverages to provide you with the most complete coverage.
  • Specified Perils: Covers only certain perils such as fire, lightning, windstorm, explosion and theft.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a rental car or taxi) while your vehicle is being repaired as a result of damage or theft.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied.
  • Claim Forgiveness: We’ll make sure your rates don’t go up because of a claim.†
  • Disappearing Deductible: Your deductible will decrease every consecutive term that you go without a claim until it disappears.††

Ready to get started? Call us today at 1-855-738-5827 or get an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.