Auto insurance in Kitchener, ON from Allstate®

At Allstate, we recognize that every driver has different needs. That’s why we think that when it comes to obtaining auto insurance in Kitchener, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

We also keep in mind that the process of choosing the best auto insurance isn’t always straight forward. However, that doesn’t have to be the case: our qualified agents in Kitchener will put the time in to learn and understand your needs. Let us help you tailor your policy so you can obtain the right coverage for your lifestyle and budget.

The coverage you need with the service you want

Whether you’re a routine commuter or an occasional Sunday driver, auto insurance is important for keeping your well-being in check while on the road. In the event of an unexpected situation, our claims professionals are available 24/7 to provide service you can count on. If your vehicle requires repairs and you choose one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you keep your car. At Allstate, we’re always available to answer any questions you may have and assist you every step of the way. At the very least, your auto insurance coverage will include:

  • Liability: Covers you if you are in an accident in which you’re held legally liable for the injury or death of another person. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Offers compensation for rehabilitation, medical costs, funeral expenses and loss of income due to disability (not applicable in Quebec).

Find out how good drivers save even more with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After completing a six-month period with a free wireless device installed in your vehicle, your data will be evaluated and you will have the opportunity to save up to 30%** off your auto insurance in Kitchener. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Feel comfortable with comprehensive coverage

At Allstate, we want to make sure you get extensive auto insurance coverage in Kitchener that fits your needs. That’s why you can choose from numerous optional extras and special features, including:

  • Collision or Upset: If you end up in a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are paid for (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has suffered damage not resulting from a collision, but instead by fire, explosion, impact by an animal, theft, vandalism, lightning, falling objects or windshield damage, costs associated with the physical damage of your car are paid for.
  • All Perils: Joins Collision and Comprehensive coverages to give you the most extensive coverage.
  • Specified Perils: Covers only certain perils such as lightning, fire, explosion, theft and windstorm.
  • Loss of Use: You will be reimbursed for alternative transportation expenses (such as a taxi or rental car) while your vehicle is being serviced because of damage or theft
  • Damage to a Non-Owned Vehicle: Offers coverage if you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied.
  • Claim Forgiveness: We’ll ensure your rates don’t go up because of a claim.†
  • Disappearing Deductible: Your deductible will go down every consecutive term that you don’t make a claim until it disappears.††

Want to get started? Give us a call today at 1-855-738-5827 or get an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.