Auto insurance in Kitchener, ON from Allstate®

At Allstate, we recognize that every driver is different. That’s why we think that when it comes to obtaining auto insurance in Kitchener, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

We also understand that picking the ideal auto insurance coverage can be puzzling and, at times, aggravating. However, that doesn’t have to be the case: our qualified agents in Kitchener will put the time in to learn and understand your needs. Let us help you tailor your policy so you can obtain the right coverage for your lifestyle and budget.

Coverage and service that go the extra mile

Whether you drive to work on a daily basis or you only use your car for the occasional weekend trip, auto insurance is vital for maintaining peace of mind while on the road. In the case of an emergency, our experienced claims professionals are available around the clock to provide you with efficient, reliable service. If repairs are needed and you go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you’re the owner of your car. At Allstate, we’re always available to answer any inquiries you may have and help you through every step of the process. Your auto insurance coverage will always start with:

  • Liability: Covers you in case you’re help legally liable for the injury or death of another person as a result of an accident. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Provides compensation for rehabilitation, medical bills, funeral expenses and loss of income because of disability (not applicable in Quebec).

Save up to 30%* with Drivewise™

When you sign up for Allstate's Drivewise™ program, you'll find that you can save money on your insurance simply by driving responsibly. Enroll today for an immediate 5% enrollment discount — and download the Test DrivewiseTM app for an extra 5% off straight away! After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your auto insurance in Kitchener. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. There's really nothing to lose because Drivewise™ is totally free and will not increase your premium.

Customized coverage for peace of mind

At Allstate, we make it our priority to ensure you’re getting the comprehensive auto insurance in Kitchener you need. That’s why we also provide a number of special features and add-ons, including:

  • Collision or Upset: Vehicle repair or replacement costs are covered (up to its value less your deductible) in the event you collide with an object (like a tree or guardrail) or another vehicle.
  • Comprehensive: For any damage not caused by a collision, repair and replacement costs are covered. This could include theft, fire, lightning, explosion, vandalism, falling objects, impact with an animal and windshield damage.
  • All Perils: Includes both Collision and Comprehensive coverage to ensure you have the most complete policy possible.
  • Specified Perils: Covers specific perils including windstorm, fire, explosion, theft and lightning.
  • Loss of Use: You will be reimbursed for the cost of any alternative transportation you use (taxi or rental car) during the time damage to your car is being repaired.
  • Damage to a Non-Owned Vehicle: Covers you in case you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: No depreciation ill be applied if your new vehicle (less than 36 months old) is damaged in an accident.
  • Claim Forgiveness: We’ll make sure a claim isn’t the reason your rates are going up.†
  • Disappearing Deductible: Your deductible will go down — and eventually disappear — for every consecutive term that you don’t make a claim.††

Want to find out more? Get in touch with us at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.