Auto insurance in Kingston, ON from Allstate®

At Allstate, we know that every driver is unique. That’s why we think it’s important to find customizable coverage that fits your needs when you search for auto insurance in Kingston. Get coverage that takes care of you, both on and off the road.

We also recognize that choosing the right auto insurance coverage can be confusing and, at times, overwhelming. Our highly trained agents in Kingston can put your mind at ease by making the effort to understand what you’re looking for in coverage and designing the perfect policy to fit your lifestyle and budget.

Coverage and service that go the extra mile

One of the most important ways to maintain peace of mind on the road whether you’re a frequent or occasional driver is making sure you have a good auto insurance policy. Should you find yourself in an unexpected situation, our highly-qualified claims team is here to support you 24 hours a day, 7 days a week to provide reliable and effective service. If your vehicle requires repairs and you choose one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you keep your car. At Allstate, we’re always available to answer any questions you may have and assist you every step of the way. To start, your auto insurance coverage will include:

  • Liability: Protects you in case you’re found legally liable in the death or injury of another person due to an accident. It also covers any damage done to the other person’s vehicle or property.
  • Accident Benefits: Includes reimbursement for funeral expenses, medical bills, rehabilitation and loss of income due to disability (not applicable in Quebec).

Find out how good drivers save even more with Drivewise™

Get rewarded when you enlist in Allstate's free Drivewise™ program. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in Kingston. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

Personalized coverage for a calm mind

At Allstate, we make it our goal to help you get the comprehensive auto insurance coverage in Kingston that works for your unique situation. That’s why you can take your pick from several optional special features and add-ons, including:

  • Collision or Upset: In case of a collision with another object (such as a guardrail or tree) or vehicle, your replacement costs or vehicle repair are covered (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has damage not resulting from a collision, but instead by falling objects, theft, lightning, windshield damage, impact with an animal, fire, explosion or vandalism, physical damage costs of your car are covered.
  • All Perils: Incorporates Comprehensive and Collision coverages to offer you the fullest coverage.
  • Specified Perils: Covers only specific perils like windstorm, explosion, theft, fire and lightning.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a taxi or rental car) while your vehicle is being repaired due to theft or damage.
  • Damage to a Non-Owned Vehicle: Covers you if you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation takes into effect.
  • Claim Forgiveness: We’ll make sure your rates don’t increase because of a claim.†
  • Disappearing Deductible: Every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Ready to begin? Give us a call at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.