Auto insurance in Kingston, ON from Allstate®

At Allstate, we appreciate that no two drivers are the same. That’s why we believe that when it comes to getting auto insurance in Kingston, you should get the tailored coverage that fits your lifestyle — and the personal care and service that meets your needs.

We also acknowledge that choosing the ideal auto insurance coverage can be complicated and sometimes frustrating. Enjoy peace of mind knowing that our highly trained agents in Kingston will make it their top priority to understand your needs and design a policy so you can get the ideal coverage for your budget and lifestyle.

The coverage you need with the service you want

Whether you’re a routine commuter or an occasional Sunday driver, auto insurance is important for keeping your well-being in check while on the road. Should you end up in an unexpected situation, give our experienced team of claims professionals a call any time, 24/7 for quick and reliable service. If repairs are required and you choose one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you have your car. At Allstate, we’re always available to answer any inquiries you may have and help you through every step of the process. At a minimum, your auto insurance coverage will include:

  • Liability: Protects you if you’re involved in an accident in which you’re held legally liable for the injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for medical expenses, rehabilitation, funeral expenses and loss of income due to disability (not applicable in Quebec).

Drive safely and save with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After completing a six-month period with a free wireless device installed in your vehicle, your data will be evaluated and you will have the opportunity to save up to 30%** off your auto insurance in Kingston. You can maximize your potential savings by ensuring the device is properly plugged in at all times; by obeying speed limits; by avoiding hard or extreme braking; and by avoiding driving during designated peak periods. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

Personalized coverage for a calm mind

At Allstate, we make it our goal to help you get the comprehensive auto insurance coverage in Kingston that works for your unique situation. That’s why you can take your pick from several optional special features and add-ons, including:

  • Collision or Upset: In case of a collision with another object (such as a guardrail or tree) or vehicle, your replacement costs or vehicle repair are covered (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has damage not resulting from a collision, but instead by falling objects, theft, lightning, windshield damage, impact with an animal, fire, explosion or vandalism, physical damage costs of your car are covered.
  • All Perils: Incorporates Comprehensive and Collision coverages to offer you the fullest coverage.
  • Specified Perils: Covers only specific perils like windstorm, explosion, theft, fire and lightning.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a taxi or rental car) while your vehicle is being repaired due to theft or damage.
  • Damage to a Non-Owned Vehicle: Covers you if you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation takes into effect.
  • Claim Forgiveness: We’ll make sure your rates don’t increase because of a claim.†
  • Disappearing Deductible: Every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Ready to begin? Give us a call at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.