Auto insurance in Hastings, ON from Allstate®

At Allstate, we recognize that every driver has different needs. That’s why we believe that when it comes to getting auto insurance in Hastings, you should get the tailored coverage that fits your lifestyle — and the personal care and service that meets your needs.

We also keep in mind that the process of choosing the best auto insurance isn’t always straight forward. That’s where our highly trained agents in Hastings can help—they’ll take the time to get to know you and your needs, making sure you end up with coverage that takes both your lifestyle and your budget into consideration.

Coverage and service that go above and beyond

Whether you drive to work on a daily basis or you only use your car for the occasional weekend trip, auto insurance is vital for maintaining peace of mind while on the road. Should you end up in an unexpected situation, give our experienced team of claims professionals a call any time, 24/7 for quick and reliable service. If repairs are needed and you go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you’re the owner of your car. At Allstate, we’re always available to assist you through every step and answer any questions you may have. At a minimum, your auto insurance coverage will include:

  • Liability: Protects you if you’re involved in an accident in which you’re held legally liable for the injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for medical expenses, rehabilitation, funeral expenses and loss of income due to disability (not applicable in Quebec).

Save up to 30%* with Drivewise™

If you're a good driver, you can expect to be rewarded when you join Allstate's Drivewise™ program. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Hastings, up to a maximum of 30%**. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. You can rest easy knowing that Drivewise™ is a no-cost program that cannot increase your premium.

Stay content and calm with customized coverage

At Allstate, we make it our duty to help you discover auto insurance coverage in Hastings that matches your current circumstances. That’s why you can pick from a variety of special add-ons and optional features, including:

  • Collision or Upset: If you find yourself in a collision with another object (such as a guardrail or tree) or vehicle, your vehicle replacement costs or repairs are covered (up to its actual value less your deductible).
  • Comprehensive: In the case of damage not caused by a collision, but instead by fire, lightning, explosion, theft, vandalism, falling objects, windshield damage or impact with animals, expenses connected to the physical damage of your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to deliver the most complete coverage.
  • Specified Perils: Covers only specific perils like explosion, lightning, theft, windstorm and fire.
  • Loss of Use: You will be reimbursed for alternative transportation costs (like a rental car or taxi) while your vehicle is being fixed due to theft or damage.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a vehicle you don’t own, like a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be added.
  • Claim Forgiveness: We’ll make sure your claim doesn’t cause your rates to increase.†
  • Disappearing Deductible: For every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Want to learn more? Contact us today at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.