Auto insurance in Hamilton, ON from Allstate®

At Allstate, we understand that no two drivers are exactly the same. That’s why we think that when it comes to obtaining auto insurance in Hamilton, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

We also recognize that choosing the right auto insurance coverage can be confusing and, at times, overwhelming. Our agents in Hamilton are trained to make you feel comfortable by getting to know exactly what you’re looking for and making sure you get the kind of personalized policy that fits seamlessly into your lifestyle—without going over budget.

Experience better service—and coverage

Whether you drive to work on a daily basis or you only use your car for the occasional weekend trip, auto insurance is vital for maintaining peace of mind while on the road. In the event of an accident, our team of claims experts are available to assist you with fast and efficient service 24/7. If you choose to go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you have your car. At Allstate, we’re always available to answer any inquiries you may have and help you through every step of the process. At the very least, your auto insurance coverage will include:

  • Liability: Covers you if you are in an accident in which you’re held legally liable for the injury or death of another person. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Offers compensation for rehabilitation, medical costs, funeral expenses and loss of income due to disability (not applicable in Quebec).

Save up to 30%* with Drivewise™

If you're a good driver, you can expect to be rewarded when you join Allstate's Drivewise™ program. Enroll today for an immediate 5% enrollment discount — and download the Test DrivewiseTM app for an extra 5% off straight away! After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Hamilton, up to a maximum of 30%**. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. The best part is that Drivewise™ is entirely free and is guaranteed not to increase your premium.

Stay content and calm with customized coverage

At Allstate, we make it our duty to help you discover auto insurance coverage in Hamilton that matches your current circumstances. That’s why you can pick from a variety of special add-ons and optional features, including:

  • Collision or Upset: If you find yourself in a collision with another object (such as a guardrail or tree) or vehicle, your vehicle replacement costs or repairs are covered (up to its actual value less your deductible).
  • Comprehensive: In the case of damage not caused by a collision, but instead by fire, lightning, explosion, theft, vandalism, falling objects, windshield damage or impact with animals, expenses connected to the physical damage of your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to deliver the most complete coverage.
  • Specified Perils: Covers only specific perils like explosion, lightning, theft, windstorm and fire.
  • Loss of Use: You will be reimbursed for alternative transportation costs (like a rental car or taxi) while your vehicle is being fixed due to theft or damage.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a vehicle you don’t own, like a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be added.
  • Claim Forgiveness: We’ll make sure your claim doesn’t cause your rates to increase.†
  • Disappearing Deductible: For every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Want to learn more? Contact us today at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.