Auto insurance in Hamilton, ON from Allstate®

At Allstate, we understand that every driver is unique. That’s why we think that when it comes to obtaining auto insurance in Hamilton, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

We also keep in mind that the process of choosing the best auto insurance isn’t always straight forward. Enjoy peace of mind knowing that our highly trained agents in Hamilton will make it their top priority to understand your needs and design a policy so you can get the ideal coverage for your budget and lifestyle.

Must-have coverage, exceptional service

Whether you’re a part-time driver or you’re constantly hitting the highways, auto insurance is essential for staying protected while on the road. In the case of an emergency, our experienced claims professionals are available around the clock to provide you with efficient, reliable service. If you require repairs and you decide to work with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you are the owner of your car. At Allstate, we’re here to answer all your questions and make sure you’re well informed every step of the way. To start, your auto insurance coverage will include:

  • Liability: Protects you in case you’re found legally liable in the death or injury of another person due to an accident. It also covers any damage done to the other person’s vehicle or property.
  • Accident Benefits: Includes reimbursement for funeral expenses, medical bills, rehabilitation and loss of income due to disability (not applicable in Quebec).

Find out how good drivers save even more with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your auto insurance in Hamilton. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. There's really nothing to lose because Drivewise™ is totally free and will not increase your premium.

Tailored coverage for peace of mind

At Allstate, we want to ensure you’re getting the comprehensive auto insurance coverage in Hamilton that makes the most sense for you. That’s why you can choose from a number of optional add-ons and special features, including:

  • Collision or Upset: In the event of a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are covered (up to its actual value less your deductible).
  • Comprehensive: In the event of damage not resulting from a collision, but instead by theft, vandalism, fire, falling objects, lightning, explosion, windshield damage or impact with an animal, costs relating to the physical damage of your car are covered.
  • All Perils: Combines Collision and Comprehensive coverages to provide you with the most complete coverage.
  • Specified Perils: Covers only certain perils such as fire, lightning, windstorm, explosion and theft.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a rental car or taxi) while your vehicle is being repaired as a result of damage or theft.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied.
  • Claim Forgiveness: We’ll make sure your rates don’t go up because of a claim.†
  • Disappearing Deductible: Your deductible will decrease every consecutive term that you go without a claim until it disappears.††

Ready to get started? Call us today at 1-855-738-5827 or get an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.