Auto insurance in Guelph, ON from Allstate®

At Allstate, we know that every driver is unique. That’s why we believe that when it comes to getting auto insurance in Guelph, you should get the tailored coverage that fits your lifestyle — and the personal care and service that meets your needs.

We also understand that picking the ideal auto insurance coverage can be puzzling and, at times, aggravating. However, you can feel confident that our professional agents in Guelph will take the time to understand your lifestyle and help you create a policy that provides you with the right coverage for your exact needs.

Experience better service—and coverage

Whether you’re a routine commuter or an occasional Sunday driver, auto insurance is important for keeping your well-being in check while on the road. In the case of an emergency, our experienced claims professionals are available around the clock to provide you with efficient, reliable service. If you require repairs, choose one of our Priority Repair Option (PRO) vendors means you’ll get a guarantee on the repairs in writing that lasts for as long as you own the car. At Allstate, we’re always available to answer any questions you may have and assist you every step of the way. To start, your auto insurance coverage will include:

  • Liability: Protects you in case you’re found legally liable in the death or injury of another person due to an accident. It also covers any damage done to the other person’s vehicle or property.
  • Accident Benefits: Includes reimbursement for funeral expenses, medical bills, rehabilitation and loss of income due to disability (not applicable in Quebec).

Drivewise™ gives good drivers up to 30%* off

If you're a good driver, you can expect to be rewarded when you join Allstate's Drivewise™ program. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Guelph, up to a maximum of 30%**. You can help ensure bigger savings by avoiding travel at peak times, sticking to the speed limit, and braking and accelerating smoothly. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Feel comfortable with comprehensive coverage

At Allstate, we want to make sure you get extensive auto insurance coverage in Guelph that fits your needs. That’s why you can choose from numerous optional extras and special features, including:

  • Collision or Upset: If you end up in a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are paid for (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has suffered damage not resulting from a collision, but instead by fire, explosion, impact by an animal, theft, vandalism, lightning, falling objects or windshield damage, costs associated with the physical damage of your car are paid for.
  • All Perils: Joins Collision and Comprehensive coverages to give you the most extensive coverage.
  • Specified Perils: Covers only certain perils such as lightning, fire, explosion, theft and windstorm.
  • Loss of Use: You will be reimbursed for alternative transportation expenses (such as a taxi or rental car) while your vehicle is being serviced because of damage or theft
  • Damage to a Non-Owned Vehicle: Offers coverage if you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied.
  • Claim Forgiveness: We’ll ensure your rates don’t go up because of a claim.†
  • Disappearing Deductible: Your deductible will go down every consecutive term that you don’t make a claim until it disappears.††

Want to get started? Give us a call today at 1-855-738-5827 or get an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.