Auto insurance in Grimsby, ON from Allstate®

At Allstate, we appreciate that no two drivers are the same. That’s why we think it’s important to find customizable coverage that fits your needs when you search for auto insurance in Grimsby. Get coverage that takes care of you, both on and off the road.

We also acknowledge that choosing the ideal auto insurance coverage can be complicated and sometimes frustrating. However, that doesn’t have to be the case: our qualified agents in Grimsby will put the time in to learn and understand your needs. Let us help you tailor your policy so you can obtain the right coverage for your lifestyle and budget.

Coverage and service that go the extra mile

One of the most important ways to maintain peace of mind on the road whether you’re a frequent or occasional driver is making sure you have a good auto insurance policy. In the event of an unexpected situation, our claims professionals are available 24/7 to provide service you can count on. If you require repairs, choose one of our Priority Repair Option (PRO) vendors means you’ll get a guarantee on the repairs in writing that lasts for as long as you own the car. At Allstate, our priority is making sure we’re always there to answer your questions and walk you through the process. In its basic form, your auto insurance coverage will include:

  • Liability: Secures you if you are in a collision in which you’re legally liable for injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for loss of income due to disability, medical expenses, rehabilitation and funeral expenses (not applicable in Quebec).

Drivewise™ gives good drivers up to 30%* off

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. It's simple to get started: we'll send you an easy-to-install wireless device that transmits data about your particular driving style and habits and you'll get a 5% discount just for enrolling--and an additional 5% off when you download the Test DrivewiseTM app. After the six-month program period with a free wireless device installed in your vehicle, we will process your data and give you a discount of up to 30%** off your auto insurance in Grimsby. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. The best part is that Drivewise™ is entirely free and is guaranteed not to increase your premium.

Customized coverage for peace of mind

At Allstate, we make it our priority to ensure you’re getting the comprehensive auto insurance in Grimsby you need. That’s why we also provide a number of special features and add-ons, including:

  • Collision or Upset: Vehicle repair or replacement costs are covered (up to its value less your deductible) in the event you collide with an object (like a tree or guardrail) or another vehicle.
  • Comprehensive: For any damage not caused by a collision, repair and replacement costs are covered. This could include theft, fire, lightning, explosion, vandalism, falling objects, impact with an animal and windshield damage.
  • All Perils: Includes both Collision and Comprehensive coverage to ensure you have the most complete policy possible.
  • Specified Perils: Covers specific perils including windstorm, fire, explosion, theft and lightning.
  • Loss of Use: You will be reimbursed for the cost of any alternative transportation you use (taxi or rental car) during the time damage to your car is being repaired.
  • Damage to a Non-Owned Vehicle: Covers you in case you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: No depreciation ill be applied if your new vehicle (less than 36 months old) is damaged in an accident.
  • Claim Forgiveness: We’ll make sure a claim isn’t the reason your rates are going up.†
  • Disappearing Deductible: Your deductible will go down — and eventually disappear — for every consecutive term that you don’t make a claim.††

Want to find out more? Get in touch with us at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.