Auto insurance in Cobourg, ON from Allstate®

At Allstate, we recognize that every driver has different needs. That’s why we firmly believe that getting customized coverage and personalized attention that fits your needs is essential when you’re looking for auto insurance in Cobourg.

We also know that selecting the auto insurance that meets all your requirements isn’t easy—in fact, it can be pretty overwhelming However, you can feel confident that our professional agents in Cobourg will take the time to understand your lifestyle and help you create a policy that provides you with the right coverage for your exact needs.

Great coverage with greater service

Whether you drive everywhere or tend to use your car less frequently, the right auto insurance coverage can ensure you feel comfortable and confident behind the wheel. Should the unexpected happen, our highly skilled team of claims professionals is here for you 24/7 to provide fast, reliable service. If you need repairs, choose one of our Priority Repair Option (PRO) vendors and we’ll provide you with a written guarantee that will last you for as long as you own your car. At Allstate, we’re always available to answer any questions you may have and assist you every step of the way. At its simplest, your auto insurance coverage will include:

  • Liability: Protects you if you find yourself in an accident in which you’re legally responsible for the death or injury of other people. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Offers reimbursement for funeral expenses, medical bills, loss of income due to disability and rehabilitation (not applicable in Quebec).

Find out how good drivers save even more with Drivewise™

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. If you enroll today you'll get an immediate 5% enrollment discount and another 5% off when you download the Test DrivewiseTM app.  After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in Cobourg. You can earn savings by keeping the device plugged in, driving within the speed limit, avoiding peak driving periods, and braking and accelerating in a steady fashion. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Tailored policies for better peace of mind

At Allstate, making sure you’re getting the comprehensive auto insurance you need in Cobourg is our priority. That’s why we have a number of special features and add-ons to choose from, including:

  • Collision or Upset: Following a collision with another vehicle or inanimate object (like a tree or guardrail), repairs or replacement costs for your vehicle are covered (up to its value less your deductible).
  • Comprehensive: If your vehicle has suffered damage not caused by a collision but from theft, vandalism, lightning, fire, falling objects, explosion, windshield damage or impact with an animal, all repair or replacement costs will be covered.
  • All Perils: Brings Collision and Comprehensive coverage together to ensure your policy is extensive and complete.
  • Specified Perils: Covers certain perils that include windstorm, fire, lightning, theft and explosion.
  • Loss of Use: You will be reimbursed for the amount you spend on alternative transportation (like taxis or a rental car) if you car is needs to be repaired due to damage or theft.
  • Damage to a Non-Owned Vehicle: If you cause damage to a vehicle you don’t own, such as a rental car, you’re covered.
  • Waiver of Depreciation: No depreciation will be applied on a new vehicle (less than 36 months old) damaged in an accident.
  • Claim Forgiveness: We’ll ensure your rates don’t increase due to a claim.†
  • Disappearing Deductible: Your deductible will decrease until it disappears for every term you go without submitting a claim.††

Ready to move forward? Contact us at 1-855-738-5827 or get an auto insurance quote online today!

Find out how recent changes to Ontario auto legislation may affect you here.