Auto insurance in Cobourg, ON from Allstate®

At Allstate, we realize that no two drivers are alike. That’s why we firmly believe that getting customized coverage and personalized attention that fits your needs is essential when you’re looking for auto insurance in Cobourg.

We also know that selecting the auto insurance that meets all your requirements isn’t easy—in fact, it can be pretty overwhelming However, that doesn’t have to be the case: our qualified agents in Cobourg will put the time in to learn and understand your needs. Let us help you tailor your policy so you can obtain the right coverage for your lifestyle and budget.

The coverage you need with the service you want

Whether you drive everywhere or tend to use your car less frequently, the right auto insurance coverage can ensure you feel comfortable and confident behind the wheel. Should you end up in an unexpected situation, give our experienced team of claims professionals a call any time, 24/7 for quick and reliable service. If you require repairs and you decide to work with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you are the owner of your car. At Allstate, we’re always available to answer any inquiries you may have and help you through the process. Your auto insurance coverage will always start with:

  • Liability: Covers you in case you’re help legally liable for the injury or death of another person as a result of an accident. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Provides compensation for rehabilitation, medical bills, funeral expenses and loss of income because of disability (not applicable in Quebec).

Safe driving saves you money with Drivewise™

If you're a good driver, you can expect to be rewarded when you join Allstate's Drivewise™ program. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After six months of driving with a free wireless device installed in your vehicle, your information will be processed and you may be eligible for savings of up to 30%** on your current Allstate auto insurance in Cobourg. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Drivewise™ is entirely free and the data will in no way increase your premium.

Personalized coverage for a calm mind

At Allstate, we make it our goal to help you get the comprehensive auto insurance coverage in Cobourg that works for your unique situation. That’s why you can take your pick from several optional special features and add-ons, including:

  • Collision or Upset: In case of a collision with another object (such as a guardrail or tree) or vehicle, your replacement costs or vehicle repair are covered (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has damage not resulting from a collision, but instead by falling objects, theft, lightning, windshield damage, impact with an animal, fire, explosion or vandalism, physical damage costs of your car are covered.
  • All Perils: Incorporates Comprehensive and Collision coverages to offer you the fullest coverage.
  • Specified Perils: Covers only specific perils like windstorm, explosion, theft, fire and lightning.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a taxi or rental car) while your vehicle is being repaired due to theft or damage.
  • Damage to a Non-Owned Vehicle: Covers you if you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation takes into effect.
  • Claim Forgiveness: We’ll make sure your rates don’t increase because of a claim.†
  • Disappearing Deductible: Every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Ready to begin? Give us a call at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.