Auto insurance in Chatham, ON from Allstate®

At Allstate, we understand that every driver is unique. That’s why we firmly believe that getting customized coverage and personalized attention that fits your needs is essential when you’re looking for auto insurance in Chatham.

We also recognize that choosing the right auto insurance coverage can be confusing and, at times, overwhelming. Rest assured our experienced agents in Chatham will take the time to get to know your needs and tailor your policy so you can get the right coverage for your lifestyle and budget.

Must-have coverage, exceptional service

Whether you’re a routine commuter or an occasional Sunday driver, auto insurance is important for keeping your well-being in check while on the road. Should you end up in an unexpected situation, give our experienced team of claims professionals a call any time, 24/7 for quick and reliable service. If repairs are needed and you go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs for as long as you’re the owner of your car. At Allstate, we’re always here to walk you through the process and answer any questions you might have along the way. To start, your auto insurance coverage will include:

  • Liability: Protects you in case you’re found legally liable in the death or injury of another person due to an accident. It also covers any damage done to the other person’s vehicle or property.
  • Accident Benefits: Includes reimbursement for funeral expenses, medical bills, rehabilitation and loss of income due to disability (not applicable in Quebec).

Save up to 30%* with Drivewise™

If you're a good driver, you can expect to be rewarded when you join Allstate's Drivewise™ program. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Chatham, up to a maximum of 30%**. If you want to maximize your discount, you can avoid driving at peak times, keep your device plugged in at all times, obey the speed limit and brake/accelerate steadily. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Personalized coverage for a calm mind

At Allstate, we make it our goal to help you get the comprehensive auto insurance coverage in Chatham that works for your unique situation. That’s why you can take your pick from several optional special features and add-ons, including:

  • Collision or Upset: In case of a collision with another object (such as a guardrail or tree) or vehicle, your replacement costs or vehicle repair are covered (up to its actual value less your deductible).
  • Comprehensive: If your vehicle has damage not resulting from a collision, but instead by falling objects, theft, lightning, windshield damage, impact with an animal, fire, explosion or vandalism, physical damage costs of your car are covered.
  • All Perils: Incorporates Comprehensive and Collision coverages to offer you the fullest coverage.
  • Specified Perils: Covers only specific perils like windstorm, explosion, theft, fire and lightning.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a taxi or rental car) while your vehicle is being repaired due to theft or damage.
  • Damage to a Non-Owned Vehicle: Covers you if you damage a vehicle you don’t own, such as a rental car.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation takes into effect.
  • Claim Forgiveness: We’ll make sure your rates don’t increase because of a claim.†
  • Disappearing Deductible: Every consecutive term that you go without a claim, your deductible will decrease until it disappears.††

Ready to begin? Give us a call at 1-855-738-5827 or request an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.