Auto insurance in Chatham, ON from Allstate®

At Allstate, we realize that no two drivers are alike. That’s why we think that when it comes to obtaining auto insurance in Chatham, you should receive personalized coverage that meets your needs — and gives you peace of mind on the road.

We also understand that picking the ideal auto insurance coverage can be puzzling and, at times, aggravating. Enjoy peace of mind knowing that our highly trained agents in Chatham will make it their top priority to understand your needs and design a policy so you can get the ideal coverage for your budget and lifestyle.

Experts to help you find exceptional service

Whether you drive to work on a daily basis or you only use your car for the occasional weekend trip, auto insurance is vital for maintaining peace of mind while on the road. In the case of an emergency, our experienced claims professionals are available around the clock to provide you with efficient, reliable service. If you choose to go with one of our Priority Repair Option (PRO) vendors, we will guarantee the repairs in writing for as long as you have your car. At Allstate, we’re always available to answer any inquiries you may have and help you through the process. To start, your auto insurance coverage will include:

  • Liability: Protects you in case you’re found legally liable in the death or injury of another person due to an accident. It also covers any damage done to the other person’s vehicle or property.
  • Accident Benefits: Includes reimbursement for funeral expenses, medical bills, rehabilitation and loss of income due to disability (not applicable in Quebec).

Drive safely and save with Drivewise™

With Allstate's complimentary Drivewise™ program, it's easier than ever to earn rewards for sound behaviour behind the wheel. Enroll today to get an immediate 5% discount and download the Test DrivewiseTM app for an additional 5% off and we'll give you a wireless device that monitors your driving habits. After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Chatham, up to a maximum of 30%**. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. Drivewise™ is entirely free and the data will in no way increase your premium.

Get peace of mind with coverage tailored for you

At Allstate, we’re here to make sure you’re getting the comprehensive auto insurance coverage in Chatham you’re looking for. We even provide a number of optional add-ons and special features, including:

  • Collision or Upset: If you collide with another vehicle or object (such as a guardrail or tree), repair or replacement costs for your vehicle are covered (up to its value minus your deductible).
  • Comprehensive: In the event of damage caused by something other than a collision, such as theft, vandalism, falling objects, fire, lightning, explosion, windshield damage or impact with an animal, costs to repair the physical damage to your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to offer the most complete coverage possible.
  • Specified Perils: Covers particular perils such as lightning, windstorm, fire, explosion and theft.
  • Loss of Use: While your vehicle is undergoing repairs because of damage or theft, you’ll be reimbursed for the cost of alternative transportation (such as rental car or taxi).
  • Damage to a Non-Owned Vehicle: Provides coverage in the event you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If you damage your new vehicle (less than 36 months old) in an accident, depreciation will not be applied.
  • Claim Forgiveness: We’ll make sure a claim doesn’t cause your rates to go up.†
  • Disappearing Deductible: For every consecutive term you go without submitting claim, your deductible will decrease until it’s completely gone.††

Interested in learning more? Contact us today at 1-855-738-5827 or get an online auto insurance quote today!

Find out how recent changes to Ontario auto legislation may affect you here.