Auto insurance in Ancaster, ON from Allstate®

At Allstate, we recognize that every driver has different needs. That’s why we believe that when it comes to getting auto insurance in Ancaster, you should get the tailored coverage that fits your lifestyle — and the personal care and service that meets your needs.

We also acknowledge that choosing the ideal auto insurance coverage can be complicated and sometimes frustrating. Rest assured our experienced agents in Ancaster will take the time to get to know your needs and tailor your policy so you can get the right coverage for your lifestyle and budget.

Must-have coverage, exceptional service

Whether you drive everywhere or tend to use your car less frequently, the right auto insurance coverage can ensure you feel comfortable and confident behind the wheel. If you find yourself in an unexpected situation, our team of claims professionals can assist you 24/7 with quick and efficient service. If you need repairs, choose one of our Priority Repair Option (PRO) vendors and we’ll provide you with a written guarantee that will last you for as long as you own your car. At Allstate, we’re here to answer all your questions and make sure you’re well informed every step of the way. At the very least, your auto insurance coverage will include:

  • Liability: Covers you if you are in an accident in which you’re held legally liable for the injury or death of another person. It also covers damage to the other person’s property or vehicle.
  • Accident Benefits: Offers compensation for rehabilitation, medical costs, funeral expenses and loss of income due to disability (not applicable in Quebec).

Drivewise™ gives good drivers up to 30%* off

With Allstate's free Drivewise™ program, getting rewarded for safe driving behaviour has never been easier. Enroll today for an immediate 5% enrollment discount — and download the Test DrivewiseTM app for an extra 5% off straight away! After six months of having a free wireless device installed in your vehicle, we will evaluate your data and calculate the discount you're entitled to — which could be up to 30%** off your auto insurance in Ancaster. You can maximize your potential savings by ensuring the device is properly plugged in at all times; by obeying speed limits; by avoiding hard or extreme braking; and by avoiding driving during designated peak periods. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Get peace of mind with coverage tailored for you

At Allstate, we’re here to make sure you’re getting the comprehensive auto insurance coverage in Ancaster you’re looking for. We even provide a number of optional add-ons and special features, including:

  • Collision or Upset: If you collide with another vehicle or object (such as a guardrail or tree), repair or replacement costs for your vehicle are covered (up to its value minus your deductible).
  • Comprehensive: In the event of damage caused by something other than a collision, such as theft, vandalism, falling objects, fire, lightning, explosion, windshield damage or impact with an animal, costs to repair the physical damage to your car are covered.
  • All Perils: Combines Comprehensive and Collision coverage to offer the most complete coverage possible.
  • Specified Perils: Covers particular perils such as lightning, windstorm, fire, explosion and theft.
  • Loss of Use: While your vehicle is undergoing repairs because of damage or theft, you’ll be reimbursed for the cost of alternative transportation (such as rental car or taxi).
  • Damage to a Non-Owned Vehicle: Provides coverage in the event you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If you damage your new vehicle (less than 36 months old) in an accident, depreciation will not be applied.
  • Claim Forgiveness: We’ll make sure a claim doesn’t cause your rates to go up.†
  • Disappearing Deductible: For every consecutive term you go without submitting claim, your deductible will decrease until it’s completely gone.††

Interested in learning more? Contact us today at 1-855-738-5827 or get an online auto insurance quote today!

Find out how recent changes to Ontario auto legislation may affect you here.