Auto insurance in Ajax, ON from Allstate®

At Allstate, we realize that no two drivers are alike. That’s why we think it’s important to find customizable coverage that fits your needs when you search for auto insurance in Ajax. Get coverage that takes care of you, both on and off the road.

We’re also aware that choosing auto insurance coverage that fits your needs can be overwhelming and, at times, confusing. Our agents in Ajax are trained to make you feel comfortable by getting to know exactly what you’re looking for and making sure you get the kind of personalized policy that fits seamlessly into your lifestyle—without going over budget.

Coverage and service that go above and beyond

Whether you’re a part-time driver or you’re constantly hitting the highways, auto insurance is essential for staying protected while on the road. Should you find yourself in an unexpected situation, our highly-qualified claims team is here to support you 24 hours a day, 7 days a week to provide reliable and effective service. If you require repairs, choose one of our Priority Repair Option (PRO) vendors means you’ll get a guarantee on the repairs in writing that lasts for as long as you own the car. At Allstate, we’re always available to answer any inquiries you may have and help you through every step of the process. In its basic form, your auto insurance coverage will include:

  • Liability: Secures you if you are in a collision in which you’re legally liable for injury to or death of other people. It also covers damage to the other person’s vehicle or property.
  • Accident Benefits: Provides compensation for loss of income due to disability, medical expenses, rehabilitation and funeral expenses (not applicable in Quebec).

Safe driving saves you money with Drivewise™

If you're a good driver, you can expect to be rewarded when you join Allstate's Drivewise™ program. It's very simple to participate: sign up for free for a 5% enrollment discount and download the Test DrivewiseTM app for an extra 5% off and we'll mail you a wireless device that transmits information about your driving. After six months of driving with a free wireless device installed in your vehicle, we'll analyze your data and discount your auto insurance in Ajax, up to a maximum of 30%**. Maximize your savings by obeying the speed limit, driving during off-peak periods and avoiding heavy braking. Rest assured that the entire Drivewise™ program is completely free and will not increase your premium.

Tailored coverage for peace of mind

At Allstate, we want to ensure you’re getting the comprehensive auto insurance coverage in Ajax that makes the most sense for you. That’s why you can choose from a number of optional add-ons and special features, including:

  • Collision or Upset: In the event of a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are covered (up to its actual value less your deductible).
  • Comprehensive: In the event of damage not resulting from a collision, but instead by theft, vandalism, fire, falling objects, lightning, explosion, windshield damage or impact with an animal, costs relating to the physical damage of your car are covered.
  • All Perils: Combines Collision and Comprehensive coverages to provide you with the most complete coverage.
  • Specified Perils: Covers only certain perils such as fire, lightning, windstorm, explosion and theft.
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a rental car or taxi) while your vehicle is being repaired as a result of damage or theft.
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a rental car or another vehicle you don’t own.
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied.
  • Claim Forgiveness: We’ll make sure your rates don’t go up because of a claim.†
  • Disappearing Deductible: Your deductible will decrease every consecutive term that you go without a claim until it disappears.††

Ready to get started? Call us today at 1-855-738-5827 or get an auto insurance quote online now!

Find out how recent changes to Ontario auto legislation may affect you here.