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Auto Insurance in Alberta

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Tailored coverage for your peace of mind

At Allstate, we realize that no two drivers are alike. That’s why we believe that when it comes to getting car insurance in Alberta, you should get the customized coverage you need — and the personal attention and service you deserve.

 

We also recognize that choosing the right auto insurance coverage can be confusing and, at times, overwhelming. Rest assured our experienced agents in Alberta will take the time to get to know your needs and tailor your policy so you can get the right coverage for your lifestyle and budget.

Why choose Allstate?

  • Discounts to help you save
  • Custom policies that fit your lifestyle
  • 24/7 claims support
  • Guaranteed repairs through preferred vendors
  • Easily manage your insurance online with myAllstate®

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Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $991*.

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $991*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.
Close-up of a hand holding a car-shaped keychain and a home-shaped keychain

Proudly protecting Canadians for over 65 years

Combine your auto and home insurance and save an average of $991*.

* When you combine your home and auto insurance and take advantage of additional Allstate offerings, you may qualify for additional discounts as applied to Allstate’s current base rates. Terms and conditions and some limitations apply. Coverage, perils, discounts, and availability may vary by region. Rates and discounts subject to change.

Get the features and add-ons that fit your needs

At Allstate, we want to ensure you’re getting the comprehensive car insurance coverage in Alberta that makes the most sense for you. That’s why you can choose from a number of optional add-ons and special features, including:

  • Collision or Upset: In the event of a collision with another vehicle or object (such as a tree or guardrail), your vehicle repair or replacement costs are covered (up to its actual value less your deductible). 
  • Comprehensive: In the event of damage not resulting from a collision, but instead by theft, vandalism, fire, falling objects, lightning, explosion, windshield damage, or impact with an animal, costs relating to the physical damage of your car are covered.  
  • All Perils: Combines Collision and Comprehensive coverages to provide you with the most complete coverage. 
  • Specified Perils: Covers only certain perils such as fire, lightning, windstorm, explosion, and theft. 
  • Loss of Use: You will be reimbursed for the cost of alternative transportation (such as a rental car or taxi) while your vehicle is being repaired as a result of damage or theft. 
  • Damage to a Non-Owned Vehicle: Provides coverage if you damage a rental car or another vehicle you don’t own. 
  • Waiver of Depreciation: If your new vehicle (less than 36 months old) is damaged in an accident, no depreciation will be applied. 

Drivewise® (for Alberta customers)

Drivewise is a great way for drivers to save up to 30% on their car insurance. It’s a small wireless device you plug into your car. The device gathers data about your daily driving habits. You get rewarded with insurance discounts for driving at safe speeds, less hard stops, and more.

 

Get a discount for signing up! PLUS download the TESTDrivewise app for FREE and get an additional 5% discount!**

  • ** In order to qualify for the Enrollment (10% in ON, AB, NS, NB, and PQ) and TestDrivewise discount (worth 5% and only in ON, AB, and NS), you must be enrolled in the program and have downloaded both Drivewise and/or the TestDrivewise apps. You will need a minimum of five trips recorded and submitted for validation to qualify for the TestDrivewise discount.
  • For user who only download TestDrivewise without enrolling in the Drivewise program, no discount will be applied. However, if you enrol in the Drivewise program without downloading the TestDrivewise app, you will only receive an enrollment discount.

Auto Insurance discounts in Alberta

Get the right coverage at the right price. Here’s how you can save more with Allstate:

  • Claim Forgiveness: You can rest assured that we will not increase your rates because of your first at-fault claim. In addition, a second claim will be forgiven once the first claim expires.*** 
  • Disappearing Deductible: Your deductible will go down every term you don't make a claim until it disappears entirely.**** 
  • "Take Two" Advantage®: Combine your auto and property insurance and save. 
  • Multi-Vehicle: Get better rates when you insure several vehicles with us.
  • Claim Satisfaction Guarantee: A unique new feature provided to auto customers for no extra charge. It’s a bold declaration of our confidence in how we care for and assist customers and put them in Good Hands. If for any reason you are dissatisfied with your auto claim experience, we will refund your premium.††
  • *** Rates will not be increased or surcharged if insured submits no more than one claim every 6 years.
  • **** Claim Forgiveness does not protect your Disappearing Deductible.
  • †† Terms and conditions apply. Rates will not be increased or surcharged if insured submits no more than one claim every 6 years. Eligibility requirements, terms, and conditions apply. The bonus cheque reward will be sent to you prior to receiving your renewal offer.
This contains information about coverage offered by Allstate but does not list all of the conditions and exclusions that apply to the coverage described. The wording of the actual policy and local law will govern.

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