ATV insurance from Allstate® Canada

Your all-terrain vehicle can take you across wide open fields, through muddy swamps and across snowy hills and valleys. That’s why ATV insurance is essential to keep you and your “toy” safe. At Allstate, we know that accidents can happen. Making sure you have the right coverage can give you peace of mind to enjoy all your vehicles on-road and off. We also provide discount bundles, 24/7 claims assistance, special features and guaranteed high-quality repairs through preferred vendors. This means you can rest assured knowing that no matter what happens, you’re in Good Hands®. Get an online quote now to get started.

Still need to get the basics covered? Learn more about our auto insurance and home insurance options.

Coverage at a glance:

  • Bodily Injury Liability: Protects you if you cause an accident and you’re held legally liable for injury or death to other people.
  • Accident Benefits: Provides compensation for medical expenses, rehabilitation, funeral expenses, and loss of income due to death and disability (not applicable in Quebec).
  • Property Damage Liability: Covers damage to another person’s property
  • Collision: Covers the cost of repair of the replacement of your snowmobile or ATV (up to its actual value less your deductible) if you have a collision with another ATV or an object (e.g. tree, fence).
  • Comprehensive (Perils other than Collision or Upset in Quebec): Covers physical damage to your snowmobile or ATV (not resulting from a collision) caused by theft, vandalism, fire and flooding.
  • Direct Compensation Property Damage: Covers you for damage to your ATV or snowmobile and to property it is carrying when another motorist is responsible in certain situations (Ontario, New Brunswick and Nova Scotia).

Insurance for your down time

Exploring all types of terrain on your ATV or snowmobile should be care-free and invigorating. You can’t cram all that adventure into a nine-to-five work week. Having the right insurance plan means you can put your worries aside and embrace the great outdoors. Especially during evenings and weekends. Being insured with Allstate means:

  • 24/7 efficient claims service.
  • Written guarantees on from trusted vendors.
  • myAllstate®, our customer-friendly tool that allows you to pay your bill, request a policy change, file a claim and view your policy online.
  • Discounts on bundles that can help you get important coverage at a rate that fits into your budget.